Insurance Application Analyst

American Amicable Group; Waco (TX); Hybrid; USD 60,000 - 85,000; Full time

Benefits offered by this job

Hybrid environment

Health insurance

Dental insurance

Vision insurance

401(k) match

PTO

Job summary

American-Amicable Life Insurance Company of Texas is seeking an Insurance Application Analyst to review life insurance applications for accuracy and completeness and to support underwriting decisions within guidelines.

The role emphasizes analytical decision-making, knowledge of underwriting requirements, and documentation in company systems. A hybrid work environment is offered, with emphasis on accuracy, compliance, and client service.

Qualifications

• Reviews life insurance applications for accuracy and completeness.
• Underwrites decisions within guidelines and supports underwriting process.
• Researches applicant eligibility using MVR reports and records.

Responsibilities

• Review new business applications for data accuracy and completeness.
• Render underwriting decisions such as approvals, declinations, and plan changes.
• Prepare correspondence to agents and request additional information if needed.
• Maintain detailed case notes and monitor for compliance.

Skills

Underwriting

Life insurance

Data review

Microsoft Word/Excel

Tools

MIB codes

MVR reports

CRM systems

Job description

Build the future with us

Are you driven by helping clients feel confident and secure about their future and eager to contribute to a company that values integrity, service, and innovation? As an

Job Description

Insurance Application Analyst

Are you driven by helping clients feel confident and secure about their future and eager to contribute to a company that values integrity, service, and innovation? As an Insurance Application Analyst, you will play a key role in reviewing life insurance applications for accuracy and completeness, supporting the underwriting process, and rendering underwriting decisions within established guidelines.

This position is a great opportunity to showcase your analytical and decision-making skills while contributing to a caring and trustworthy company. Here, people and their development are at the heart of our priorities, fostering an environment that encourages collaboration and innovation.

What You'll Accomplish With Us

• Serve as a quality checkpoint by reviewing new business applications to ensure accurate and complete data entry.
• Review final expense and simplified issue applications and render underwriting decisions, including approvals, declinations, and plan changes within established guidelines.
• Conduct research to determine applicant eligibility and coverage, including reviewing MVR reports, criminal records, and other relevant sources.
• Review underwriting requirements, prepare correspondence to agents, and communicate additional information needed to continue the underwriting process.
• Maintain accurate and detailed case notes within company systems to document decisions, actions taken, and outstanding requirements.
• Monitor and identify concerns related to agent business practices.
• Exercise underwriting authority within approved limits of up to $300,000.
• Conduct company business in accordance with all applicable laws, regulations, contractual obligations, and Compliance Program requirements.

What Could Accelerate Your Success In This Role

• Is known for their strong attention to detail and commitment to accuracy.
• Stands out for their analytical thinking and sound judgment.
• Demonstrates strong written and verbal communication skills.
• Is recognized for their organizational, time management, and problem-solving abilities.
• Has experience in life insurance, underwriting, financial services, or a related industry.
• Possesses a solid understanding of life insurance products, applications, underwriting requirements, and insurance concepts from either an industry or consumer perspective.
• Has working knowledge of MIB codes, medications, and factors relevant to life insurance underwriting.
• Is proficient with Microsoft Word, Outlook, and Excel and can quickly learn internal operating systems.
• Maintains a positive, collaborative, and learning-oriented attitude.
• Can work independently while contributing effectively within a team environment.
• Is comfortable working under pressure and adapting to changing business needs.
• Can meet a minimum typing speed of 35 words per minute with 90% accuracy.
• Is willing to work overtime as business needs require.

Why you'll love working with us

• A work environment where learning and development merge with a collective pursuit of excellence;
• A healthy, safe, fair, and inclusive environment where potential can be freely expressed and developed;
• The opportunity to work in a hybrid environment, supported by flexibility and access to inspiring and innovative workspaces;
• Competitive benefits: Flexible Health, Dental and Vision insurance, 401(k) + company match, PTO Plan, employee and family assistance program, ergonomic furniture program, performance bonus, and much more!

Company

American-Amicable Life Insurance Company of Texas

Posting End Date

2026-11-16

About Us

American Amicable is a part of iA Financial Group, one of the largest insurance and wealth management groups in North America. Our headquarters is in Waco, TX. Tracing its roots back to 1910, the American-Amicable Life Insurance Company of Texas is a progressive special markets insurer. The Company offers innovative life insurance and annuity products developed to target the individual needs of protection, wealth creation, and estate preservation.

iA Financial Group is the fourth largest life and health insurance company in Canada and offers a wide range of products for all stages of life and to meet the needs of clients across its vast sales network. Founded in 1892, iA Financial Group’s stability and solidity make it an employer of choice that invests in its employees and their development over the long term. Our CEO Denis Ricard won #1 Insurance CEO in Canada from Glassdoor!

Our Commitment to Diversity and Inclusion

At iA American, we support and celebrate diversity. We strive to provide a workplace that is recognized as inclusive for all, regardless of ethnic origin, nationality, language, religious beliefs, gender, sexual orientation, age, marital status, family situation, or physical or mental disability.

Please note that if you need help or assistance to make the recruitment process more accessible for you, please contact us. Someone from our team will be happy to assist you.

Applicants must be authorized to work for any employer in the U.S. We are unable to support or take over sponsorship of employment visas at this time, including H-1B visas and participation in STEM OPT work authorizations.