Insurance Application Analyst

iA Financial Group; Waco (TX); Hybrid; USD 52,000 - 78,000; Full time

Benefits offered by this job

Health, dental, vision insurance

401(k) + company match

PTO plan

Employee and family assistance program

Ergonomic furniture program

Performance bonus

Job summary

American-Amicable Life Insurance Company of Texas is seeking an Insurance Application Analyst in Waco to review life insurance applications for accuracy and completeness, support underwriting decisions, and render decisions within guidelines. You will act as a quality checkpoint and communicate with agents while maintaining detailed case notes.

The role requires strong attention to detail, analytical thinking, and excellent written and verbal communication skills.

Qualifications

• Strong attention to detail and accuracy.
• Analytical thinking and sound judgment.
• Effective written and verbal communication.
• Organizational, time management, and problem-solving abilities.

Responsibilities

• Review life insurance applications for accuracy and completeness.
• Render underwriting decisions within guidelines (approvals/declinations/plan changes).
• Research eligibility using MVR, criminal records, and other sources.
• Maintain detailed case notes and communicate additional information as needed.
• Conduct underwriting checks within approved authority limits up to $300,000.
• Assist with compliance and agent communications.

Skills

Attention to detail

Analytical thinking

Written communication

Verbal communication

Organizational skills

Team collaboration

Tools

Microsoft Word

Outlook

Excel

Job description

Insurance Application Analyst# Get ahead, where your talent belongs## Insurance Application AnalystApply: Waco, Texas: Full time: Posted 6 Days Ago: End Date: November 16, 2026 (25 days left to apply): JR10028054## **Job Description**# **Insurance Application Analyst** **Build the future with us**Are you driven by helping clients feel confident and secure about their future and eager to contribute to a company that values integrity, service, and innovation? As an **Insurance Application Analyst**, you will play a key role in reviewing life insurance applications for accuracy and completeness, supporting the underwriting process, and rendering underwriting decisions within established guidelines.This position is a great opportunity to showcase your analytical and decision-making skills while contributing to a caring and trustworthy company. Here, people and their development are at the heart of our priorities, fostering an environment that encourages collaboration and innovation.**What you'll accomplish with us**As an **Insurance Application Analyst**, you'll be at the core of our mission. Here are the main responsibilities:* Serve as a quality checkpoint by reviewing new business applications to ensure accurate and complete data entry.* Review final expense and simplified issue applications and render underwriting decisions, including approvals, declinations, and plan changes within established guidelines.* Conduct research to determine applicant eligibility and coverage, including reviewing MVR reports, criminal records, and other relevant sources.* Review underwriting requirements, prepare correspondence to agents, and communicate additional information needed to continue the underwriting process.* Maintain accurate and detailed case notes within company systems to document decisions, actions taken, and outstanding requirements.* Monitor and identify concerns related to agent business practices.* Exercise underwriting authority within approved limits of up to $300,000.* Conduct company business in accordance with all applicable laws, regulations, contractual obligations, and Compliance Program requirements.**What could accelerate your success in this role**We're looking for someone who:* Is known for their strong attention to detail and commitment to accuracy.* Stands out for their analytical thinking and sound judgment.* Demonstrates strong written and verbal communication skills.* Is recognized for their organizational, time management, and problem-solving abilities.* Has experience in life insurance, underwriting, financial services, or a related industry.* Possesses a solid understanding of life insurance products, applications, underwriting requirements, and insurance concepts from either an industry or consumer perspective.* Has working knowledge of MIB codes, medications, and factors relevant to life insurance underwriting.* Is proficient with Microsoft Word, Outlook, and Excel and can quickly learn internal operating systems.* Maintains a positive, collaborative, and learning-oriented attitude.* Can work independently while contributing effectively within a team environment.* Is comfortable working under pressure and adapting to changing business needs.* Can meet a minimum typing speed of 35 words per minute with 90% accuracy.* Is willing to work overtime as business needs require.**Why you'll love working with us*** A work environment where learning and development merge with a collective pursuit of excellence;* A healthy, safe, fair, and inclusive environment where potential can be freely expressed and developed;* The opportunity to work in a hybrid environment, supported by flexibility and access to inspiring and innovative workspaces;* Competitive benefits: Flexible Health, Dental and Vision insurance, 401(k) + company match, PTO Plan, employee and family assistance program, ergonomic furniture program, performance bonus, and much more!**Apply now and get ahead of your career, where your talent really belongs!****Still unsure about applying?**At iA, we believe in potential and value diverse experiences. If this role inspires you, go ahead and apply – your place might be with us, and we want to get to know you!Applicants must be authorized to work for any employer in the U.S. We are unable to support or take over sponsorship of employment visas at this time, including H-1B visas and participation in STEM OPT work authorizations. ## **Company**American-Amicable Life Insurance Company of Texas## **Posting End Date**2026-11-16