Indirect Lending Underwriter - Risk & Loan Decisions

Socket.dev; Oregon; On-site; USD 65,000 - 90,000; Full time

Job summary

44 North Credit Union is seeking an Indirect Lending Underwriter to assess members' financial pictures and decide on loan approvals within the indirect lending channel.

You will maintain dealer relationships, manage workflow for internet loans, troubleshoot funding, and help other lending staff while upholding credit union policies and prudent risk practices.

This role supports a collaborative team and may require overtime to meet lending goals.

Qualifications

• Detail oriented.
• Analytical skills in risk‑based underwriting.
• Professional appearance and behavior.
• Mature judgement.
• Confidence.
• Good organizational and time management skills.

Responsibilities

• Facilitates timely processing to reach a loan decision.
• Maintain a healthy relationship with dealers while balancing member finances.
• Manage workflow/distribution of internet loans.
• Troubleshoot funding issues.
• Assist other lending staff in decisions, procedures, etc.
• Identify opportunities to save members money via consolidation or refinancing.
• Determine collateral needs and payment plans.
• Interpret Board Policies and Procedures in the approval process.
• Authorize changes in loan terms, waiver of payment, due date changes.
• Enter loan data and disburse funds.
• Develop an understanding of credit union history, philosophy, organization, bylaws and procedures.
• Assist in any other area as directed by supervisor.
• Must be flexible to work overtime as needed (may include weekends).

Skills

Detail oriented

Analytical skills

Professional appearance and behavior

Mature judgement

Confidence

Organizational and time management

Job description

44 North Credit Union is seeking an Indirect Lending Underwriter to assess members' financial pictures and decide on loan approvals within the indirect lending channel.

You will maintain dealer relationships, manage workflow for internet loans, troubleshoot funding, and help other lending staff while upholding credit union policies and prudent risk practices.

This role supports a collaborative team and may require overtime to meet lending goals.