Indirect Auto Lending Supervisor

Raiz; El Paso (TX); On-site; USD 66,000 - 99,000; Full time

Job summary

Raiz FCU in El Paso, TX seeks an Assistant Indirect Loan Manager to support the Indirect Lending Manager, overseeing funding, underwriting, servicing, and title management for indirect auto loans with dealers.

You will lead the team, train underwriters and processors, conduct performance reviews, ensure compliance with lending policies and regulations, and build dealer relationships to grow volume.

Qualifications

• Education – Associates degree or minimum of 60 college credits.
• Minimum 5 years lending experience.
• Minimum of 3 years of lending authority.
• Minimum 3 years supervisory experience.
• Previous credit union experience is a plus.
• Knowledge of Credit Union loan services and policies.
• Thorough understanding of related legal and regulatory standards, required loan documentation, financial industry concepts and related laws.
• Demonstrated leadership and interpersonal skills.

Responsibilities

• Assist Indirect Manager with planning, directing and monitoring centralized lending operations for Indirect Lending.
• Focus internally on division milestones, objectives, resources, products, improvements, procedures.
• Stay abreast of industry changes, including new systems, workflows, policies and procedures.
• Oversee Loan Officers and Loan Processors to ensure timely decisioning and processing of loan applications.
• Coordinate the implementation of changes to established policies and procedures.
• Visit dealerships monthly to promote credit union awareness and cultivate dealer relationships.
• Provide ongoing training and coaching for underwriters and processors.
• Conduct yearly performance appraisals and monthly 1:1 meetings.
• Generate reports on volume, performance, approval ratios, rate surveys and portfolio metrics.
• Ensure compliance with BSA/CIP and other regulatory requirements.

Skills

Lending experience

Supervisory experience

Communication skills

Team leadership

Attention to detail

Organizational skills

Dealer relations

Education

Associate degree or 60 college credits

Tools

Microsoft Office

Excel

Loan origination systems

Job description

Raiz FCU in El Paso, TX seeks an Assistant Indirect Loan Manager to support the Indirect Lending Manager, overseeing funding, underwriting, servicing, and title management for indirect auto loans with dealers.

You will lead the team, train underwriters and processors, conduct performance reviews, ensure compliance with lending policies and regulations, and build dealer relationships to grow volume.