Independent High-Value Home Insurance Inspector

Signature Appraisals, Underwriting and Loss Control; Somerset (Somerset County); Hybrid; USD 45,000 - 65,000; Full time

Job summary

Signature Companies is seeking experienced High Value Residential Insurance Inspectors to join as independent contractors in the Somerset, PA area. You will independently manage on-site surveys of high-value properties, documenting construction features and replacement costs while engaging homeowners and insurance agents.

Ideal candidates have construction knowledge, strong communication skills, and the ability to produce underwriter-ready reports.

Qualifications

• Experience as a High Value Residential Insurance Inspector.
• Background in insurance inspections, loss control, underwriting support, or high-end home appraisals
• Strong knowledge of residential construction methods, materials, and custom features
• Experience estimating replacement costs for high value residential properties
• Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD or similar tools
• Excellent communication skills when working with high-net-worth homeowners and insurance agents
• Strong time management and ability to work independently
• Experience in insurance adjusting, construction management, real estate appraisal, or luxury home building is highly valued.

Responsibilities

• Schedule and conduct comprehensive on-site inspections of high value residential properties as per carrier specific guidelines and procedures.
• Document custom construction features, high-end finishes, and unique architectural elements.
• Capture detailed measurements, photographs, and site observations.
• Identify potential underwriting concerns, hazards, and loss exposures.
• Develop accurate replacement cost estimates reflective of high-quality materials and craftsmanship.
• Submit complete, timely web-based reports that meet carrier-specific guidelines.
• Communicate the information gathered during the on-site inspection in Loss Control 360 accessed through the Signature website.

Skills

High Value Residential Inspector

Residential construction knowledge

Sketching/diagramming

Communication skills

Independent work

Tools

Rapid Sketch

Xactimate

CAD

Job description

Signature Companies is seeking experienced High Value Residential Insurance Inspectors to join as independent contractors in the Somerset, PA area. You will independently manage on-site surveys of high-value properties, documenting construction features and replacement costs while engaging homeowners and insurance agents.

Ideal candidates have construction knowledge, strong communication skills, and the ability to produce underwriter-ready reports.