Incentive-Based Mortgage Loan Originator

Fifth Third Bank; Marysville (OH); On-site; USD 60,000 - 85,000; Full time

Job summary

Fifth Third Bank in Marysville, Ohio, seeks an experienced Mortgage Loan Originator to manage the end-to-end residential mortgage process from application to closing. You will develop referral networks, stay current on lending guidelines, and ensure compliance and customer satisfaction throughout the loan cycle.

The role emphasizes incentive-based compensation combined with a base salary or draw, with benefits supporting employees and families.

Qualifications

• Knowledge of conventional and/or government lending guidelines.
• Knowledge of residential mortgage processing, underwriting, and closing procedures.
• Knowledge of federal lending regulations governing real estate lending.
• Strong written and verbal communications skills.
• Demonstrated teamwork and customer service skills.
• Proven organizational skills.
• Demonstrated computer skills.

Responsibilities

• Develop referral contacts (realtors, builders, professional and personal contacts).
• Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
• Follow defined protocol for escalation exceptions.
• Take applicant applications by completing Fannie Mae form 1003 on the laptop.
• Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS.
• Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
• Manage pipeline for all originated loans through closing and complete required management reports.
• Communicate with branches and/or applicants of providing timely updates and progress reports.
• Maintain high levels of customer service while managing each applicant's and support staff's expectations.
• Attend and participate in all Consumer Lending meetings as required by management.

Skills

Sales techniques

Customer service

Communication skills

Organizational skills

Teamwork

Computer skills

NMLS registration

Education

High school diploma or equivalent

Bachelor’s degree preferred

Tools

NMLS registration

Job description

Fifth Third Bank in Marysville, Ohio, seeks an experienced Mortgage Loan Originator to manage the end-to-end residential mortgage process from application to closing. You will develop referral networks, stay current on lending guidelines, and ensure compliance and customer satisfaction throughout the loan cycle.

The role emphasizes incentive-based compensation combined with a base salary or draw, with benefits supporting employees and families.