Impactful Consumer Lending Specialist

SSB002 SOUTHSTATE BANK, NATIONAL ASSOCIATION

United States

On-site

USD 45,000 - 65,000

Full time

11 days ago

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Job summary

SouthState Bank, National Association seeks a Consumer Lender in Denton, TX to interview loan applicants, assess creditworthiness, determine loan terms, and manage lending activities. The role includes opening deposit accounts and delivering service in line with bank policies.

The position emphasizes cross-selling, regulatory compliance, and strong customer-facing skills to support community banking goals.

Qualifications

Education: High School Diploma, BA Degree preferred.
Experience: Minimum of 3 years’ experience as a lender, strong interpersonal skills, strong PC skills, previous banking experience.
Knowledge: Excellent customer relations and communication skills, planning and organizational skills, good decision-making skills, excellent writing skills, training and oral presentation skills, customer service orientation, initiative.

Responsibilities

Interview loan applicants and collect/analyze financial data to determine credit worthiness and loan merits.
Establish terms under which credit will be extended, including costs, repayment method/schedule and collateral.
Approve up to Lending Authority; monitor repayment activities and take action to collect past-due accounts.
Open new deposit accounts and understand bank services; cross-sell bank services.
Participate in community affairs and maintain compliance with banking regulations.