Hybrid Small Group Underwriter — Impactful Health Coverage

Cambia Health; Olympia (WA); Hybrid; USD 70,000 - 113,000; Full time

Job summary

Cambia Health seeks an Underwriter I-III for a hybrid role with 3 days in office across Salt Lake City, Boise, Portland, Vancouver, Renton, Medford, Burlington, Lewiston. The team evaluates group eligibility, assigns rates, and supports renewal pricing with complex funding arrangements.

Preference for local candidates or those willing to relocate. The position demands strong analytical, business, and communication skills, plus proficiency in Excel/Word and related software.

Qualifications

• Underwriter I requires a Bachelor's degree in business, math, statistics, or related discipline or equivalent experience.
• Underwriter II requires a Bachelor's degree in business, math, statistics, or related discipline and 3+ years of related experience; or equivalent.
• Underwriter III requires a Bachelor's degree in business, math, statistics, or related discipline and 5+ years of related experience; or equivalent.

Responsibilities

• Follow underwriting guidelines, policies, procedures, and formulas in developing and assigning rates for new and renewal groups, including alternative benefit variations and complex funding arrangements.
• Verify employer eligibility to purchase and renew group products, ensuring all groups meet minimum participation and contribution requirements.
• Audit new and renewing groups as necessary to ensure compliance with underwriting and legislative guidelines.
• Maintain complete and accurate records and documentation in underwriting systems.
• Prepare memos and other correspondence to communicate changes in rates or benefits.
• Process appropriate paperwork associated with renewal rate actions and proposal closings.
• Maintain a working knowledge of State and Federal regulations, including the Affordable Care Act, affecting group rating.

Skills

Analytical skills

Business acumen

Communication skills

Customer interactions

Task prioritization

Tech proficiency

AI tools

Education

Bachelor's degree in business, math, statistics, or related discipline

Equivalent education/experience for I

Equivalent education/experience for II/III

Tools

Excel

Word

AI productivity tools

Job description

Cambia Health seeks an Underwriter I-III for a hybrid role with 3 days in office across Salt Lake City, Boise, Portland, Vancouver, Renton, Medford, Burlington, Lewiston. The team evaluates group eligibility, assigns rates, and supports renewal pricing with complex funding arrangements.

Preference for local candidates or those willing to relocate. The position demands strong analytical, business, and communication skills, plus proficiency in Excel/Word and related software.