Hybrid Senior Pricing Analyst, P&C Actuarial

HINCX Hiscox Inc.; Hartford (CT); Hybrid; USD 90,000 - 140,000; Full time

Benefits offered by this job

Competitive salary and bonus

401(k) with company matching

Comprehensive health insurance

Vision and dental plans

FSA plans

Paid time off

Paid parental leave

Sabbatical opportunity

Wellness programs

Job summary

Hiscox USA is seeking a Senior Pricing Analyst to support pricing processes, tools, and strategies across multiple lines of business including Professional Liability, General Liability, BOP, and Cyber. The role emphasizes independent analysis, development of rate strategies, and collaboration with Pricing Managers to drive profitable growth.

Ideal candidates have 3+ years P&C actuarial pricing experience, at least 5 CAS exams, a quantitative degree, and strong SQL skills with Python/R/VBA.

Qualifications

• Required 3+ years of P&C actuarial pricing experience, preferably in small business commercial and/or personal lines.
• 5+ CAS exams passed, with clear intent to pursue ACAS/FCAS; bachelor’s degree in actuarial science, mathematics, statistics, economics, or a related quantitative field (or equivalent experience).
• Hands-on experience preparing and managing rate filings and handling DOI objections.
• SQL proficiency required; working knowledge of at least one of Python, R, or VBA.
• Project management and workstream ownership experience across multi-team initiatives; strong written and verbal communication and analytical skills.

Responsibilities

• Rating plan design: Develop pricing frameworks for new products, including selection of rating variables, base rates, relativities, and tiering appropriate for small business commercial risks.
• Launch filings & monitoring: Prepare state filings, actuarial memoranda, and supporting exhibits for new product approvals; track early performance against pricing assumptions and recommend adjustments as experience emerges.
• Rate review & filings: Create, maintain, and streamline the rate change process, including rate indications, factor reviews, competitor comparisons, impact analysis, rate filings, and handle DOI objections.
• Implementation & monitoring: Partner with IT to update raters and policy admin systems, support QA and UAT, and track post-change impacts on premium, mix, retention, hit ratios, and loss ratio.
• Profitability reviews: Perform product, class, segment, and portfolio profitability reviews, translating findings into actionable pricing and underwriting recommendations.
• Strategy & planning: Partner with Product, Underwriting, and Distribution leadership on segment-level pricing strategy — risk selection, tiering, and mix management — and contribute to annual planning discussions.
• Market monitoring: Track competitor rate activity, market cycle indicators, and regulatory developments, and assess implications for the book.
• Data & tools: Build SQL queries, validation routines, and reusable tools, templates, and dashboards that give the team and business partners faster access to pricing insights.
• Actuarial methods & governance: Apply standard actuarial techniques including GLMs and other multivariate approaches; contribute to model documentation and peer review protocols.
• Communication: Present findings to technical and non-technical stakeholders.

Skills

Analytical thinking

Pricing strategy

Communication

Education

Bachelor's degree in actuarial science, mathematics, statistics, economics, or related field

Tools

SQL

Python

R

VBA

Job description

Hiscox USA is seeking a Senior Pricing Analyst to support pricing processes, tools, and strategies across multiple lines of business including Professional Liability, General Liability, BOP, and Cyber. The role emphasizes independent analysis, development of rate strategies, and collaboration with Pricing Managers to drive profitable growth.

Ideal candidates have 3+ years P&C actuarial pricing experience, at least 5 CAS exams, a quantitative degree, and strong SQL skills with Python/R/VBA.