Hybrid Senior Credit Risk Analyst - AI & Data-Driven

GreenSky LLC; Atlanta (GA); Hybrid; USD 100,000 - 140,000; Full time

Benefits offered by this job

Annual bonus

Medical, dental, vision insurance

401k retirement benefits

Paid time off

Job summary

GreenSky, LLC, headquartered in Atlanta, is a leading technology company powering commerce at the point of sale. The role focuses on developing and refining credit risk strategies, analyzing data, and designing predictive models to inform underwriting decisions.

Work is hybrid in Sandy Springs, GA with remote days, and visa sponsorship is not available. The candidate will collaborate across Legal, Compliance, Operations, Product, and Capital Markets while staying abreast of regulatory changes to

Qualifications

• 1-5 years of experience in data analytics, preferably in credit risk policies/strategies.
• Bachelor’s degree with advanced degree preferable in a quantitative field such as Economics, Statistics, Mathematics, Operations Research, Engineering, Computer Science.

Responsibilities

• Develop and refine credit risk strategies for unsecured personal loan originations in a point-of-sale context.
• Analyze consumer credit data to assess creditworthiness and inform decisions.
• Design and implement predictive models to forecast borrower behavior and losses.
• Collaborate with Legal, Compliance, Operations, Product, and Capital Markets for cohesive strategy and regulatory compliance.
• Monitor portfolio performance and identify trends and improvements in risk policies.
• Conduct A/B testing to evaluate policy changes and optimize underwriting criteria.
• Stay updated on industry trends and regulatory changes and apply insights to risk management.
• Utilize SQL, Python, R to extract and analyze large datasets.
• Prepare reports and presentations for senior management with findings and recommendations.

Job description

GreenSky, LLC, headquartered in Atlanta, is a leading technology company powering commerce at the point of sale. The role focuses on developing and refining credit risk strategies, analyzing data, and designing predictive models to inform underwriting decisions.

Work is hybrid in Sandy Springs, GA with remote days, and visa sponsorship is not available. The candidate will collaborate across Legal, Compliance, Operations, Product, and Capital Markets while staying abreast of regulatory changes to