Hybrid Pricing & Profitability Product Lead

U.S. Bank; Center Valley (Lehigh County); Hybrid; USD 120,000 - 141,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Paid vacation

401(k)

Job summary

U.S. Bank is seeking a Pricing & Profitability Product Manager to drive platform evolution for loan pricing, profitability analysis, and commercial banking decision-making.

This role sits within the Sales, Credit and Servicing COE and works with Salesforce, nCino, PrecisionLender, Zafin, Curinos, and nCino to enable pricing and profitability capabilities. The ideal candidate combines strong product management fundamentals with the ability to learn complex financial services products, pricing

Qualifications

• Bachelor's degree, or equivalent work experience.
• Typically eight or more years of experience in product management, business analysis, technology delivery, data and analytics, or related disciplines.

Responsibilities

• Develop a deep understanding of product capabilities, workflows, customer journeys, and end-user needs to identify opportunities for enhancements and improved user experiences.
• Develop expertise in pricing, profitability, lending, and customer relationship management platforms to identify opportunities that improve business performance, user adoption, and customer outcomes.
• Lead product discovery, design workshops, and requirements-gathering sessions with business stakeholders, end users, technology partners, and vendor teams.
• Define product vision, priorities, outcomes, and roadmaps aligned to business objectives and customer needs.
• Translate business requirements into product capabilities, epics, features, and user stories that support Agile delivery.
• Manage product backlogs and partner with Agile teams through design, build, testing, implementation, and post-release support activities.
• Partner closely with technology, testing, and release management teams to ensure successful delivery of product initiatives.
• Support annual roadmap planning, quarterly prioritization exercises, and capacity planning across multiple products and initiatives.
• Evaluate current platform functionality and recommend enhancements that improve usability, adoption, efficiency, scalability, and customer outcomes.
• Collaborate with external vendors and understand vendor platform capabilities, constraints, and release schedules to drive product decisions.
• Drive modernization and continuous improvement efforts based on customer feedback, business priorities, regulatory considerations, and strategic objectives.
• Operate effectively in ambiguous environments while balancing multiple priorities and competing stakeholder needs.
• Build broad cross-functional product knowledge and contribute across multiple product domains as business priorities evolve

Skills

Product management

Stakeholder management

Agile

Customer-centric

Education

Bachelor's degree

Tools

Salesforce

nCino

PrecisionLender

Zafin

Curinos

Job description

U.S. Bank is seeking a Pricing & Profitability Product Manager to drive platform evolution for loan pricing, profitability analysis, and commercial banking decision-making.

This role sits within the Sales, Credit and Servicing COE and works with Salesforce, nCino, PrecisionLender, Zafin, Curinos, and nCino to enable pricing and profitability capabilities. The ideal candidate combines strong product management fundamentals with the ability to learn complex financial services products, pricing