Hybrid P&C Underwriter – Commercial Lines

DB Insurance Co., Ltd.; Honolulu (HI); Hybrid; USD 60,000 - 100,000; Full time

Benefits offered by this job

Medical

Dental

Vision

Life insurance

Paid time off

Sick leave

12 annual paid holidays

Onsite parking

401(k) with company match

Fringe benefit reimbursements

Training reimbursement

Job summary

DB Insurance USA seeks an experienced Property & Casualty Underwriter to join our Honolulu team, specializing in Commercial Lines. The ideal candidate will have 3+ years of underwriting CMP, Commercial Auto, Commercial Umbrella, or Worker’s Compensation and a proven ability to manage agency relationships to drive growth.

This full-time role reports to the Deputy Branch Manager and operates with a hybrid schedule after 90 days (3 in-office days and 2 remote).

Qualifications

• Minimum 3+ years of experience in underwriting CMP, Commercial Auto, Commercial Umbrella, or Worker’s Compensation
• Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent experience
• Strong analytical and decision-making skills, with a solid understanding of underwriting principles

Responsibilities

• Underwrite and manage a portfolio of Commercial Lines policies, ensuring compliance with company guidelines and regulatory requirements
• Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
• Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
• Develop and maintain strong working relationships with assigned agencies within the territory to drive business growth
• Work closely with other team members and management to achieve monthly and annual branch goals
• Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
• Build and maintain strong agency relationships to foster growth and support business development efforts
• Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
• Review data accuracy and prepare monthly closing reports for each product line

Skills

CMP underwriting

Commercial Auto

Agency management

Regulatory knowledge

Analytical skills

Communication

Education

Bachelor’s degree or equivalent experience

Tools

MS Office/Google Workspace

Underwriting software

Job description

DB Insurance USA seeks an experienced Property & Casualty Underwriter to join our Honolulu team, specializing in Commercial Lines. The ideal candidate will have 3+ years of underwriting CMP, Commercial Auto, Commercial Umbrella, or Worker’s Compensation and a proven ability to manage agency relationships to drive growth.

This full-time role reports to the Deputy Branch Manager and operates with a hybrid schedule after 90 days (3 in-office days and 2 remote).