Hybrid Equity Mortgage Loan Officer | Commission Eligible

Oregon Community Credit Union; Eugene (OR); Hybrid; USD 48,000 - 64,000; Full time

Benefits offered by this job

Low-cost medical, dental, and vision

401(k) retirement plan

Paid time off + 13 holidays

Tuition reimbursement

Long-term disability

Volunteer time off

Job summary

Oregon Community Credit Union in Eugene, Oregon seeks an Equity Mortgage Loan Officer for a hybrid role. The position guides members through home equity lending from application to closing, reviews documents, and offers lending solutions tailored to each member’s needs.

You will manage loan pipeline, maintain accurate records in CRM, and ensure timely progress while upholding confidentiality and regulatory compliance.

Qualifications

• At least one year of mortgage-related experience.
• Strong member/customer service skills and ability to be a consultative advisor.
• Ability to review financial and loan information carefully and accurately.
• Attention to detail and strong documentation practices.
• Excellent verbal and written communication skills.

Responsibilities

• Guide members through home equity loan and line-of-credit applications, from initial application through closing.
• Review applications, credit reports, borrower information, property information, and supporting documentation for completeness and qualification.
• Help members understand available lending solutions and make appropriate product and service recommendations based on their needs.
• Communicate loan decisions and follow up with members throughout the lending process.
• Maintain an accurate loan pipeline and proactively keep loans progressing within established timelines.
• Maintain thorough documentation and notes within loan origination and CRM systems.
• Coordinate documentation, disclosure timing, closing/funding dates, and signing activities with members and internal partners.
• Maintain a high degree of accuracy, confidentiality, organization, and attention to detail.
• Meet established performance and service expectations and proactively communicate potential delays or barriers.
• Follow applicable lending, BSA, NMLS, and other regulatory requirements.

Skills

Mortgage lending

Customer service

Communication

Documentation

Tools

Encompass

Job description

Oregon Community Credit Union in Eugene, Oregon seeks an Equity Mortgage Loan Officer for a hybrid role. The position guides members through home equity lending from application to closing, reviews documents, and offers lending solutions tailored to each member’s needs.

You will manage loan pipeline, maintain accurate records in CRM, and ensure timely progress while upholding confidentiality and regulatory compliance.