Hybrid Credit Risk Analyst - Shape Bank Underwriting

Citi; New York (NY); Hybride; USD 77 000 - 116 000; Plein temps

Avantages offerts par ce poste

Medical, dental & vision

401(k)

Wellness programs

Paid time off

Résumé du poste

Citi’s Getzville, NY-based Credit Risk Analyst will own credit risk analysis and underwriting for a portfolio of Banks & Brokers relationships within Citi's Institutional Credit Management function. You will drive end-to-end underwriting, from early origination discussions through credit approval memo development, partnering with Banking and Risk teams.

The role shapes credit decisions that protect and grow Citi's institutional client relationships in a hybrid work model (3 days in office, 2

Qualifications

• 5 to 8 years of experience in credit risk, underwriting, or related financial analysis.
• Familiarity with global credit risk management standards and practices.
• Ability to interpret financing and product structures to support credit decisions.

Responsabilités

• Manage credit risk analysis and ongoing monitoring for a portfolio of Banks & Brokers relationships.
• Draft complete and accurate Credit Approval Memo packages to support underwriting decisions.
• Produce annual and quarterly credit reviews to track portfolio performance over time.
• Conduct financial analysis, due diligence, and projection modeling to assess credit quality.
• Apply stress testing and risk rating methodologies to evaluate counterparty risk.
• Support ad-hoc transaction reviews and portfolio or industry-level risk assessments.
• Build working relationships with Banking, Risk, Regulators, Internal Audit, and control functions.
• Contribute to strategic initiatives and projects within the Credit Underwriting organization.

Connaissances

Credit risk analysis

Underwriting

Financial analysis

Communication skills

Formation

Bachelor's degree

Description du poste

Citi’s Getzville, NY-based Credit Risk Analyst will own credit risk analysis and underwriting for a portfolio of Banks & Brokers relationships within Citi's Institutional Credit Management function. You will drive end-to-end underwriting, from early origination discussions through credit approval memo development, partnering with Banking and Risk teams.

The role shapes credit decisions that protect and grow Citi's institutional client relationships in a hybrid work model (3 days in office, 2