Credit Risk Analyst - Getzville

Citigroup Inc.; New York (NY); Vor Ort; USD 77.000 - 116.000; Vollzeit

Benefits dieser Stelle

Medical, dental & vision

401(k)

Wellness programs

Paid time off

Zusammenfassung

Citi’s Getzville, NY-based Credit Risk Analyst will own credit risk analysis and underwriting for a portfolio of Banks & Brokers relationships within Citi's Institutional Credit Management function. You will drive end-to-end underwriting, from early origination discussions through credit approval memo development, partnering with Banking and Risk teams.

The role shapes credit decisions that protect and grow Citi's institutional client relationships in a hybrid work model (3 days in office, 2

Qualifikationen

• 5 to 8 years of experience in credit risk, underwriting, or related financial analysis.
• Familiarity with global credit risk management standards and practices.
• Ability to interpret financing and product structures to support credit decisions.

Aufgaben

• Manage credit risk analysis and ongoing monitoring for a portfolio of Banks & Brokers relationships.
• Draft complete and accurate Credit Approval Memo packages to support underwriting decisions.
• Produce annual and quarterly credit reviews to track portfolio performance over time.
• Conduct financial analysis, due diligence, and projection modeling to assess credit quality.
• Apply stress testing and risk rating methodologies to evaluate counterparty risk.
• Support ad-hoc transaction reviews and portfolio or industry-level risk assessments.
• Build working relationships with Banking, Risk, Regulators, Internal Audit, and control functions.
• Contribute to strategic initiatives and projects within the Credit Underwriting organization.

Kenntnisse

Credit risk analysis

Underwriting

Financial analysis

Communication skills

Ausbildung

Bachelor's degree

Jobbeschreibung

## Credit Risk Analyst - GetzvilleApply: Hybrid: Getzville New York United States: Full time: Posted Today: End Date: October 31, 2026 (17 days left to apply): 261000904As a Credit Risk Analyst, you will own credit risk analysis and underwriting for a portfolio of North American Banks & Brokers relationships within Citi's Institutional Credit Management function. You will drive end-to-end credit underwriting, from early origination discussions through credit approval memo development, while partnering closely with Banking and Risk teams. This role offers the opportunity to shape credit decisions that protect and grow Citi's institutional client relationships.## Responsibilities* Manage credit risk analysis and ongoing monitoring for a portfolio of Banks & Brokers relationships.* Draft complete and accurate Credit Approval Memo packages to support underwriting decisions.* Produce annual and quarterly credit reviews to track portfolio performance over time.* Conduct financial analysis, due diligence, and projection modeling to assess credit quality.* Apply stress testing and risk rating methodologies to evaluate counterparty risk.* Support ad-hoc transaction reviews and portfolio or industry-level risk assessments.* Build working relationships with Banking, Risk, Regulators, Internal Audit, and control functions.* Contribute to strategic initiatives and projects within the Credit Underwriting organization.## Required Qualifications & Skills* 5 to 8 years of relevant experience in credit risk, underwriting, or related financial analysis.* Working knowledge of global credit risk management standards and practices.* Ability to interpret financing and product structures to support credit decisions.* Skill in assessing financial and industry data to form sound credit judgments.* Capability to address risk asset and risk capital allocation questions alongside business stakeholders.* Strong verbal and written communication skills, paired with active listening.* Bachelor's degree or equivalent practical experience.## Beneficial Skills & Qualifications* Familiarity with local market nuances, regulatory requirements, and competitor practices.* Experience building partnerships across business segments, geographies, and risk functions.* Demonstrated ability to influence and negotiate across different stakeholder groups.* Comfort presenting findings and recommendations to audiences of varying sizes.## What We OfferJoin a team where your credit judgment directly shapes decisions affecting Citi's institutional banking relationships across North America.* Work in a hybrid model with 3 days in the office and 2 days working remotely.* Gain exposure to a global network of Banking and Risk professionals across markets.* Access structured learning and development resources to build deeper credit expertise.* Benefit from programs supporting financial wellbeing and long-term planning.* Receive support for family and personal commitments alongside your career.* Build a career with clear progression paths within a global credit risk organization. *Apply today to help shape credit decisions that protect and grow Citi's institutional banking relationships.*------------------------------------------------------## **Job Family Group:**Risk Management------------------------------------------------------## **Job Family:**Credit Risk------------------------------------------------------## **Time Type:**Full time------------------------------------------------------## **Primary Location:**Getzville New York United States------------------------------------------------------## **Primary Location Full Time Salary Range:**$77,280.00 - $115,920.00In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.