Hybrid Credit Risk Analyst — Bank & Broker Underwriting

Citi; New York (NY); Hybrid; USD 77,000 - 116,000; Full time

Benefits offered by this job

Hybrid work model (3 days in office, 2

Global Banking & Risk network

Structured learning & development

Financial wellbeing programs

Family and personal commitments支持

Clear progression paths

Job summary

Citi is hiring a Credit Risk Analyst for Getzville, NY. You will own credit risk analysis and underwriting for a North American Banks & Brokers portfolio within Institutional Credit Management, driving end-to-end credit decisions from origination to memo development.

Responsibilities include financial analysis, stress testing, and building relationships across Banking, Risk, Regulators, and control functions in a hybrid work model.

Qualifications

• 5 to 8 years of relevant experience in credit risk, underwriting, or related financial analysis.
• Ability to interpret financing and product structures to support credit decisions.
• Strong written and verbal communication skills.

Responsibilities

• Own credit risk analysis and ongoing monitoring for a portfolio of Banks & Brokers relationships.
• Draft Credit Approval Memo packages to support underwriting decisions.
• Produce annual and quarterly credit reviews to track portfolio performance.
• Conduct financial analysis, due diligence, and projection modeling to assess credit quality.
• Apply stress testing and risk rating methodologies to evaluate counterparty risk.

Skills

Credit risk analysis

Underwriting experience

Financial analysis

Risk assessment

Communication skills

Bachelor's degree or equivalent

Education

Bachelor's degree or equivalent

Job description

Citi is hiring a Credit Risk Analyst for Getzville, NY. You will own credit risk analysis and underwriting for a North American Banks & Brokers portfolio within Institutional Credit Management, driving end-to-end credit decisions from origination to memo development.

Responsibilities include financial analysis, stress testing, and building relationships across Banking, Risk, Regulators, and control functions in a hybrid work model.