Data Science Analyst — Hybrid ML for Lending Insights

OneMain Financial; Wilmington (DE); Hybrid; USD 90,000 - 120,000; Full time

Benefits offered by this job

Health and wellbeing options

401(k) matching

Employee Stock Purchase Plan

Tuition reimbursement

Paid time off

Paid sick leave

Paid holidays

Volunteer time

Most Loved Workplace

Job summary

OneMain Financial is seeking a Data Science Analyst to develop machine learning systems that drive customer outcomes and support underwriting, marketing, and operational insights. You will work across diverse datasets in a hybrid setup based in Wilmington, DE or Charlotte, NC, applying statistical techniques and collaborating with a close-knit team.

You will gain exposure to consumer lending analytics, learn from senior data scientists, and contribute to data-driven decision making in a

Qualifications

• Post‑graduate degree student in a quantitative discipline with expected graduation Winter 2026 or Spring 2027.
• Excellent communication to explain technical topics to non‑technical audiences.
• Proven experience collaborating in teams to deliver complex projects.
• Experience with open‑source ML libraries (Python or R).
• Innovative and capable of developing creative data‑driven solutions.

Responsibilities

• Apply statistical and ML techniques to analyze diverse datasets to solve business problems.
• Contribute to team culture by sharing knowledge and helping peers.
• Develop technical solutions to improve decision making, customer experience, and outcomes.
• Evaluate non-traditional data sources to improve underwriting decisions and outcomes.
• Mine marketing data to identify new populations benefiting from products.
• Partner with operations teams to surface data insights for branch staff.

Skills

Python

R

Communication skills

Team collaboration

Data analysis

Education

Graduate student in quantitative discipline

Job description

OneMain Financial is seeking a Data Science Analyst to develop machine learning systems that drive customer outcomes and support underwriting, marketing, and operational insights. You will work across diverse datasets in a hybrid setup based in Wilmington, DE or Charlotte, NC, applying statistical techniques and collaborating with a close-knit team.

You will gain exposure to consumer lending analytics, learn from senior data scientists, and contribute to data-driven decision making in a