Hybrid: Consumer Origination Risk Strategy Lead

Hyundai Capital; Irvine (CA); Hybrid; USD 140,000 - 210,000; Full time

Benefits offered by this job

Hybrid flexibility

Vehicle allowance

Health coverage

401(k) with company match

Life and disability insurance

Volunteer time off

Job summary

Hyundai Capital America (HCA) helps people move forward through Hyundai Motor Finance, Genesis Finance, and Kia Finance, delivering financing solutions to millions nationwide.

The Consumer Originations Risk Strategy Manager leads development and implementation of risk strategies for new markets, oversees origination risk controls, and partners with Data Office to maintain data governance and automated quality controls.

Qualifications

• 5–7+ years of progressive experience in risk management, credit risk, portfolio analytics, or related area within consumer financial services.
• Automotive finance industry experience preferred.
• Familiarity with financial services regulations, oversight expectations, and risk management governance practices.

Responsibilities

• Define and coordinate Risk requirements to launch products in new markets.
• Evaluate credit decisioning rules against approved risk strategies and market requirements.
• Develop and document credit risk policies for new markets.
• Review model performance and provide monthly comparisons against internal risk results.
• Forecast key risk metrics to support planning and performance expectations.
• Develop post-launch reporting to monitor origination mix and portfolio performance.

Skills

Analytical thinking

Communication skills

Project management

Cross-functional collaboration

Tools

SAS

SQL

Excel

Job description

Hyundai Capital America (HCA) helps people move forward through Hyundai Motor Finance, Genesis Finance, and Kia Finance, delivering financing solutions to millions nationwide.

The Consumer Originations Risk Strategy Manager leads development and implementation of risk strategies for new markets, oversees origination risk controls, and partners with Data Office to maintain data governance and automated quality controls.