Hybrid Commercial Credit Analyst - Risk & Reporting

Savers Bank; Southbridge (MA); Hybrid; USD 95,000 - 125,000; Full time

Job summary

Savers Bank is seeking a Commercial Credit Officer in Southbridge, MA, to evaluate and mitigate risk in commercial loan transactions. You will analyze borrower financials, coordinate loan processes, and support regulatory reporting while maintaining organized loan files.

The role requires at least five years in commercial lending, strong analytical and communication skills, and a residentially hybrid work arrangement at the Operations Center in Southbridge, MA.

Qualifications

• Bachelor’s degree in Finance, Accounting, or Business Administration preferred.
• Five years’ experience in commercial lending or financial services support required.
• Familiarity with regulatory reporting (CRA, Reg B & HMDA) and loan documentation is a plus.

Responsibilities

• Analyze borrower financial information to determine risk profiles.
• Coordinate the flow of commercial transactions from initiation to closing.
• Maintain effective communication with internal and external stakeholders.
• Prepare internal reports and data tracking related to commercial loan portfolios.
• Support regulatory reporting and maintain organized loan files.
• Assist with oversight of junior analysts and CRA-related activities.

Skills

Analytical skills

Organization

Communication

Time management

Problem solving

Education

Bachelor’s Degree in Finance/Accounting/Business Admin

Tools

Microsoft Office Suite

Banking software/systems

Financial statement spreading tools

Job description

Savers Bank is seeking a Commercial Credit Officer in Southbridge, MA, to evaluate and mitigate risk in commercial loan transactions. You will analyze borrower financials, coordinate loan processes, and support regulatory reporting while maintaining organized loan files.

The role requires at least five years in commercial lending, strong analytical and communication skills, and a residentially hybrid work arrangement at the Operations Center in Southbridge, MA.