Hybrid Commercial Credit Analyst II: Underwrite $1M–$4M

Univest; Souderton (Montgomery County); Hybrid; USD 60,000 - 70,000; Full time

Benefits offered by this job

Health Insurance

401(k) match

PTO 15 days

Short Term Disability

Holidays

Life Insurance

Tuition reimbursement

Wellness programs

Discounts on loan products

Professional development trainings

Job summary

Univest is seeking a Commercial Credit Analyst II to join a team that shapes smart growth. You will underwrite $1MM–$4MM commercial exposures and translate financial data into clear, confident credit decisions.

In this hybrid role, you’ll collaborate with Relationship Managers, Portfolio Managers, and Credit Officers across multiple PA regional offices, including Souderton, Doylestown, King of Prussia and Lancaster.

Qualifications

• 3 years’ commercial banking underwriting experience required.
• Bachelor’s degree in Finance, Accounting, Business Administration, or Economics.
• Strong organizational and communication skills, written and oral.
• Ability to work within compressed deadlines and collaborate with lending teams.
• Formal commercial credit training preferred.

Responsibilities

• Underwrite commercial credit exposures ($1MM - $4MM).
• Organize financial data and spread at multiple levels of information.
• Prepare cash flow charts, confirm covenant tests, and assess collateral.
• Write credit risk assessments with risks and mitigants.
• Complete underwriting training courses as assigned.

Skills

Credit risk

Financial statements

Business writing

MS Office

Spreadsheets

Underwriting experience

Education

B.S. in Finance/Accounting/Business Admin/Economics

Tools

NCino

Salesforce

Job description

Univest is seeking a Commercial Credit Analyst II to join a team that shapes smart growth. You will underwrite $1MM–$4MM commercial exposures and translate financial data into clear, confident credit decisions.

In this hybrid role, you’ll collaborate with Relationship Managers, Portfolio Managers, and Credit Officers across multiple PA regional offices, including Souderton, Doylestown, King of Prussia and Lancaster.