Hybrid BI Litigation Claims Specialist

Nj Cure; Detroit (MI); Hybrid; USD 66,000 - 85,000; Full time

Benefits offered by this job

Health and dental

Life and disability insurance

401k with match

PTO & holidays

FSA & HSA

Voluntary benefits

EAP program

Gym discounts

Wellness reimbursements

Team events

Job summary

CURE Auto Insurance is seeking an experienced Bodily Injury Litigation Claims Representative in Detroit, MI. This full-time exempt role handles BI auto claims, including uninsured/underinsured motorist, across MI/NJ/PA with a hybrid onsite/remote schedule.

Responsibilities include investigating claims, obtaining statements, establishing reserves, negotiating settlements, and escalating fraud indicators to SIU.

Qualifications

• 1+ year of experience handling Bodily Injury claims.
• Strong communication skills, both verbal and written, with the ability to provide excellent customer service.
• Exceptional organizational and time management abilities.
• Strong analytical, investigative, and negotiation skills.

Responsibilities

• Investigate the validity of claims, evaluate policy coverage, and determine if any referrals to the SIU are necessary.
• Make prompt contact with policyholders and other relevant parties to gather required documentation, conduct recorded statements, and more.
• Establish initial reserves based on gathered information, adjusting as needed throughout the life of the claim.
• Negotiate timely and fair settlements with claimants, attorneys, or other parties. Issue accurate payments as appropriate.
• Identify potential risks, red flags, and fraud indicators, escalating concerns to the SIU when applicable.
• Maintain an organized diary system to ensure all claims are handled efficiently and in compliance with timelines.
• Effectively manage the loss costs associated with litigation claims.
• Adhere to all state and local regulations, including New Jersey and Pennsylvania Unfair Claims Practices and Guidelines.

Skills

Strong communication

Organizational skills

Negotiation skills

Analytical skills

Microsoft Office

Tools

Microsoft Office

Job description

CURE Auto Insurance is seeking an experienced Bodily Injury Litigation Claims Representative in Detroit, MI. This full-time exempt role handles BI auto claims, including uninsured/underinsured motorist, across MI/NJ/PA with a hybrid onsite/remote schedule.

Responsibilities include investigating claims, obtaining statements, establishing reserves, negotiating settlements, and escalating fraud indicators to SIU.