Homebuyer Counselor & Budget Coach

ACT Lawrence; Lawrence (MA); On-site; USD 42,000 - 60,000; Full time

Job summary

ACT Lawrence is seeking a Housing Counselor to provide one-on-one and group counseling on homebuying, foreclosure prevention, rental options, and sustainable homeownership in Lawrence, MA. You will assess client needs, review financial documents, develop action plans, and support budgeting and credit improvement.

The role delivers workshops, maintains case files, and ensures HUD compliance. Ideal candidates have HUD housing counselor credentials, experience in budgeting, credit-building, and

Qualifications

• Certification and technical expertise: Certified Housing Counselor credential and knowledge of HUD housing counseling standards.
• Counseling and subject-matter skills: Experience in Housing Counseling, including homebuyer education, rental counseling, and foreclosure prevention.
• Financial guidance skills: Ability to support clients with Budgeting, basic financial literacy, and credit-building strategies.
• Strong communication and interpersonal skills: Ability to explain complex housing and financial concepts clearly, work with diverse communities, and build trust with clients.
• Organizational and documentation skills: Experience maintaining thorough case records, managing client caseloads, and using databases or CRM systems.
• Relevant education and experience: Associate's or Bachelor's degree in social work, counseling, finance, public administration, or related field, or equivalent work experience.
• Language skills: Bilingual proficiency (such as English and Spanish) is highly beneficial for serving the local community.
• Commitment to equity and community engagement: Demonstrated interest in affordable housing, community development, and inclusive service delivery.

Responsibilities

• The Housing Counselor is a full-time, on-site role based in Lawrence, MA.
• Provide one-on-one and group counseling to individuals and families on homebuying, foreclosure prevention, rental options, and sustainable homeownership.
• Assess client needs, review financial documents, develop action plans, and support budgeting and credit improvement.
• Deliver workshops, maintain accurate case files, and ensure compliance with HUD standards.
• Collaborate with community partners, refer clients to appropriate services, and contribute to outreach efforts that promote ACT Lawrence's housing and financial education programs.

Skills

Housing Counseling

Budgeting

Credit-building

Communication

Interpersonal skills

Education

Associate's or Bachelor's degree in social work or related field

Tools

CRM systems

Databases

Job description

ACT Lawrence is seeking a Housing Counselor to provide one-on-one and group counseling on homebuying, foreclosure prevention, rental options, and sustainable homeownership in Lawrence, MA. You will assess client needs, review financial documents, develop action plans, and support budgeting and credit improvement.

The role delivers workshops, maintains case files, and ensures HUD compliance. Ideal candidates have HUD housing counselor credentials, experience in budgeting, credit-building, and