Home Equity Processor

Citizens Bank; Mason (OH); Hybrid; USD 30,000 - 38,000; Full time

Benefits offered by this job

Medical, dental, vision

Retirement benefits

Maternity/paternity leave

Education reimbursement

Job summary

Citizens Bank is seeking a loan operations professional to review documentation and support the loan processing workflow. You will verify documents for compliance, coordinate with customers, loan officers, branches and other financial institutions, and update statuses in loan systems.

You will communicate professionally by phone and email to request missing information, explain requirements, and provide timely updates on file status to internal and external customers.

Qualifications

• High School or GED or equivalent.
• Previous banking experience or customer-facing roles.
• 1–2 years of home equity, mortgage, or loan processing experience (preferred).
• Spanish speaking a plus (preferred).

Responsibilities

• Review loan application documentation and ensure accuracy.
• Interact with customers, loan officers, and branches to obtain required documents.
• Make welcome calls on new files and maintain status updates.
• Document calls and status in the system for auditability.

Skills

Banking experience

Spanish (nice to have)

Education

High School or GED

Job description

Description

As a part of our team, you’re made ready for a fulfilling career with exciting new challenges and opportunities to stretch yourself!

When you are in this role, you will review submitted documentation to ensure compliance with bank requirements. Additionally, you will follow-up and review routine documentation requirements with customers, loan officers, branches, and other financial institutions. Furthermore, you will complete reviews within department standards and enter clear, concise comments, edit information and document application status on appropriate loan systems. Lastly, you will communicate professionally in oral and written format with internal and external customers regarding status requests, missing information, explanation of required documentation and/ or closing information.

Most importantly, at Citizens, we’re more than a bank and here you’ll experience new things, create new opportunities, think beyond your role and make an impact!

Primary responsibilities include

• Review loan application documentation.
• Interact with customers, work with both loan officers and branch colleagues to obtain required documents from customers, order and review property titles, appraisals, flood certifications, and income documents to ensure accuracy and completeness.
• Make welcome calls on new files, follow the department's call cadence throughout the process to ensure customer's are communicated direct and well informed of all aspects of their line in process.
• Ensure that documentation exists in the system of record of their call cadence contacts, results of the contact so that they and any colleague who reviews the file is aware of the file status.

Qualifications, Education, Certifications and/or Other Professional Credentials

• Required Qualifications
  • High School or GED Equivalent
  • Previous Banking Experience or customer facing roles
• Preferred Qualifications
  • 1-2 Years of Home Equity, Mortgage, or Loan Processing Experience
  • Spanish Speaking a plus!

Hours & Work Schedule

• Hours per Week: 40 hours a week
• Work Schedule: M-F 815am-5pm
• Hybrid Schedule: 4 Days in office

Pay Transparency

The salary range for this position is $21.64 - $27.89 per hour. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, https://jobs.citizensbank.com/benefits .

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.