HMDA Risk & Compliance Specialist I

First Horizon Bank; Orlando (FL); On-site; USD 45,000 - 65,000; Full time

Benefits offered by this job

Medical benefits

HSA with match

Parental leave

Tuition reimbursement

401(k) with match

Job summary

First Horizon Bank is seeking an HMDA Risk Specialist I to support the HMDA program, ensuring accurate collection, analysis, and submission of HMDA data. The role collaborates with Compliance, Risk, and Lending teams to uphold risk management objectives and deliver excellent service to clients.

The ideal candidate has a Bachelor’s degree with 0+ years of banking experience, strong attention to detail, and knowledge of HMDA regulations.

Qualifications

• Bachelor's degree or equivalent required.
• 0+ years of banking experience or equivalent
• Strong attention to detail and organizational skills
• Knowledge of HMDA regulations and compliance principles preferred; willingness to train and develop in the field required
• Proficiency with common PC software (Excel, Word, compliance systems/databases)
• Effective communication skills to interact with associates at all levels and provide excellent client service

Responsibilities

• Conduct reviews of loan files to ensure accurate and timely reporting of HMDA data fields.
• Assist with validation and correction of HMDA-related information in accordance with regulatory requirements.
• Assist with preparation of regulatory reports and timely submission of the HMDA LAR.
• Collaborate with Compliance, Risk, and Lending Departments to resolve discrepancies and provide HMDA data guidance.
• Support audits and exams by retrieving documentation, preparing reports, and addressing examiner inquiries.
• Participate in ongoing HMDA and fair lending compliance training.

Skills

Attention to detail

HMDA knowledge

Excel proficiency

Communication skills

Discretion

Education

Bachelor's degree

Tools

Excel

Job description

First Horizon Bank is seeking an HMDA Risk Specialist I to support the HMDA program, ensuring accurate collection, analysis, and submission of HMDA data. The role collaborates with Compliance, Risk, and Lending teams to uphold risk management objectives and deliver excellent service to clients.

The ideal candidate has a Bachelor’s degree with 0+ years of banking experience, strong attention to detail, and knowledge of HMDA regulations.