HMDA Compliance Risk Specialist I

First Horizon Bank; Memphis (TN); On-site; USD 54,000 - 78,000; Full time

Benefits offered by this job

Medical with wellness incentives

Dental insurance

Vision insurance

HSA with company match

Maternity and parental leave

Tuition reimbursement

Mentor program

401(k) with 6% match

Job summary

First Horizon Bank in Memphis, TN seeks an HMDA Risk Specialist I to support the bank’s HMDA compliance program. You will collect, analyze, and submit HMDA data, working with Compliance, Risk, Lending, and operations to ensure accurate reporting and strong risk controls.

The role emphasizes attention to detail, knowledge of HMDA rules, and proficiency with Excel/Word. Collaboration with multiple teams and ongoing compliance training are key parts of the position.

Qualifications

• Bachelor's degree required with any relevant banking coursework.
• Strong attention to detail and organizational skills.
• Knowledge of HMDA regulations and compliance principles preferred; training provided.
• Proficiency with PC software including Excel and Word; compliance systems/databases familiarity.
• Effective communication to interact with colleagues and provide client service.
• Ability to handle confidential information with discretion.

Responsibilities

• Review loan files to ensure accurate HMDA data reporting.
• Validate and correct HMDA information per regulatory requirements.
• Prepare regulatory reports and assist in submitting the HMDA LAR.
• Collaborate with Compliance, Risk, and Lending to resolve discrepancies.
• Support audits and respond to examiner inquiries with documentation.
• Engage in HMDA and fair lending compliance training.
• Contribute to risk assessments and internal controls testing.
• Perform other related duties as needed.

Skills

Attention to detail

Organizational skills

HMDA knowledge

Excel

Word

Compliance systems/databases

Effective communication

Discretion with confidential data

Education

Bachelor's degree

Tools

Excel

Word

Compliance systems/databases

Job description

First Horizon Bank in Memphis, TN seeks an HMDA Risk Specialist I to support the bank’s HMDA compliance program. You will collect, analyze, and submit HMDA data, working with Compliance, Risk, Lending, and operations to ensure accurate reporting and strong risk controls.

The role emphasizes attention to detail, knowledge of HMDA rules, and proficiency with Excel/Word. Collaboration with multiple teams and ongoing compliance training are key parts of the position.