High-Value Home Insurance Inspector — Independent Contractor

Signature Companies; Oakland (CA); On-site; USD 45,000 - 75,000; Full time

Job summary

Signature Companies seeks experienced High Value Residential Insurance Inspectors to work as independent contractors in the Oakland area. You will perform on-site inspections, document features, and provide underwriting-ready reports for high-net-worth properties.

This role offers flexible scheduling, the ability to build supplemental income, and exposure to leading carriers. Prior inspection and construction knowledge are highly valued for success.

Qualifications

• Direct experience as a High Value Residential Insurance Inspector.
• Background in insurance inspections, loss control, underwriting support, or high-end home appraisals.
• Strong knowledge of residential construction methods, materials, and custom features.
• Experience estimating replacement costs for high value residential properties.
• Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD or similar tools.
• Excellent communication skills when working with high-net-worth homeowners and insurance agents.
• Strong time management and ability to work independently.
• Experience in insurance adjusting, construction management, real estate appraisal, or luxury home building is highly valued.

Responsibilities

• Interact professionally over the phone, via email and in-person with homeowners and insurance agents.
• Schedule and conduct on-site inspections of high value residential properties per carrier guidelines.
• Accurately document custom construction features, high-end finishes and architectural elements.
• Capture detailed measurements, photographs and site observations.
• Identify underwriting concerns, hazards and loss exposures.
• Develop accurate replacement cost estimates reflecting quality materials and craftsmanship.
• Submit complete, timely web-based reports meeting carrier guidelines.
• Communicate findings via Loss Control 360 on Signature website.

Skills

Communication

Time management

Independent work

Construction knowledge

Underwriting support

Inspection experience

Tools

Rapid Sketch

Xactimate

CAD

Job description

Signature Companies seeks experienced High Value Residential Insurance Inspectors to work as independent contractors in the Oakland area. You will perform on-site inspections, document features, and provide underwriting-ready reports for high-net-worth properties.

This role offers flexible scheduling, the ability to build supplemental income, and exposure to leading carriers. Prior inspection and construction knowledge are highly valued for success.