Health Insurance Advisor

USHEALTH Advisors; South Whitehall Township (PA); Hybrid; USD 50,000 - 90,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

USHEALTH Advisors in Lehigh Valley, PA seeks a Health Insurance Advisor to advise clients on health coverage and supplementary products. This full-time hybrid role includes needs assessments, plan explanations, quotes, and enrollment guidance, with ongoing client support and renewals.

The position emphasizes prospecting, local and virtual outreach, and building a personal book while adhering to regulatory standards. Hybrid work flexibility is offered.

Qualifications

• Strong client service and communication skills to explain insurance concepts clearly.
• Sales, negotiation and relationship-building to identify needs and close business.
• Organizational and time-management skills for multiple client accounts and follow-up.
• Tech-savvy with CRM, online quote tools and virtual meeting platforms.

Responsibilities

• Conduct needs assessments to understand client health coverage needs.
• Explain plan options and benefits to clients.
• Prepare quotes and guide clients through enrollment.
• Maintain ongoing client relationships and respond to inquiries.
• Prospect and network to grow a personal book of business while complying with regulations.

Skills

Client service

Sales

Communication

Negotiation

Relationship building

Time management

Tools

CRM systems

Online quote tools

Virtual meeting platforms

Office software

Job description

Company Description

USHEALTH Advisors is a national sales and distribution subsidiary of USHEALTH Group, Inc., specializing in individual health insurance plans and supplementary products. Its offerings are underwritten by The Freedom Life Insurance Company of America, a wholly-owned insurance subsidiary of USHEALTH Group. The company focuses on serving individuals, families, self-employed professionals, and small business owners. Team members work within a customer-focused environment that emphasizes tailored solutions and long-term relationships. USHEALTH Advisors provides support, training, and tools to help advisors build sustainable careers in the health insurance industry.

Role Description

The Health Insurance Advisor is a full-time hybrid role based in Lehigh Valley, PA, with some flexibility to work from home. In this position, the advisor consults with prospective and existing clients to understand their health coverage needs and presents appropriate insurance plans and supplementary products. Day-to-day activities include conducting needs assessments, explaining plan options and benefits, preparing quotes, and guiding clients through the application and enrollment process. The advisor maintains ongoing relationships with clients, responds to inquiries, provides policy updates, and assists with changes or renewals. The role also involves prospecting, networking, and participating in local and virtual outreach to grow a personal book of business while complying with all regulatory and company standards.

Qualifications

• Strong client service and communication skills, including the ability to explain complex insurance concepts in clear, accessible language.
• Sales, negotiation, and relationship-building skills to effectively identify client needs, present solutions, and close new and renewal business.
• Organizational and time-management skills to handle multiple client accounts, documentation, and follow-up in a fast-paced environment.
• Comfort with technology, including CRM systems, online quote tools, virtual meeting platforms, and standard office software.
• Knowledge of or interest in learning individual and small-group health insurance products, benefits, and regulatory requirements.
• Ability to work both independently and collaboratively in a hybrid setting, balancing in-office client meetings with remote work.
• High level of integrity, professionalism, and adherence to ethical standards and compliance guidelines.
• State health insurance producer license (or eligibility and willingness to obtain one within required timeframes).
• Prior experience in insurance, financial services, or consultative sales is preferred but not required; training and support are provided.