Head of Valuation & Collateral Risk

LendingOne; Boca Raton (FL); Vor Ort; USD 150.000 - 210.000; Vollzeit

Benefits dieser Stelle

Medical, dental, vision

401(k) match

Work-From-Home Fridays

Paid time off

10 Company-paid holidays

Zusammenfassung

LendingOne seeks an experienced Director of Valuation & Collateral Risk to lead the valuation and appraisal functions for our lending platform. You will provide subject-matter expertise across internal appraisals and external reports while advancing policy and workflow improvements.

You will guide valuation standards, manage teams, and partner with Credit, Underwriting, Asset Management, and Capital Markets to mitigate collateral risk and support growth.

Qualifikationen

• 10+ years of progressive experience in residential real estate valuation, collateral risk, credit, appraisal review or related lending functions.
• Experience with business-purpose or investor real estate lending, including DSCR and residential transition lending; new-construction experience strongly preferred.
• Deep knowledge of appraisal methodology, comparable selection, adjustments, marketability, after-repair value and construction-related collateral risk.

Aufgaben

• Set and maintain valuation policy across DSCR rental, bridge, fix-and-flip, fix-to-rent, new-construction and portfolio lending products.
• Provide senior-level review and escalation for complex appraisals, after-repair values, construction projects, rural or thinly traded markets, unusual property types and material valuation disputes.
• Establish consistent standards for appraisal, broker price opinion, inspection, automated valuation and other alternative valuation products.
• Ensure valuation practices align with LendingOne's credit appetite, product guidelines, investor requirements, warehouse eligibility and applicable legal or regulatory standards.
• Partner with Credit, Underwriting, Asset Management and Capital Markets to identify emerging collateral risks and translate portfolio performance into policy improvements.
• Lead and develop the valuation review and appraisal coordination teams, establishing clear responsibilities, service level expectations, and escalation processes.
• Oversee the complete appraisal lifecycle, from ordering and assignment through review, revisions and documentation and final approval, ensuring an efficient and consistent borrower experience.
• Build scalable, high-performing valuation operations through workflows, capacity planning, cross-training and performance metrics.

Kenntnisse

Leadership

Valuation Expertise

Analytical Skills

Executive Communication

Vendor Management

Process Improvement

Jobbeschreibung

LendingOne seeks an experienced Director of Valuation & Collateral Risk to lead the valuation and appraisal functions for our lending platform. You will provide subject-matter expertise across internal appraisals and external reports while advancing policy and workflow improvements.

You will guide valuation standards, manage teams, and partner with Credit, Underwriting, Asset Management, and Capital Markets to mitigate collateral risk and support growth.