Head of Stablecoin Card Program & P&L

HIFI; New York (NY); On-site; USD 180,000 - 280,000; Full time

Job summary

HIFI is seeking a leader to own the stablecoin card program end-to-end, including design, launches, and ongoing management. You will drive the program's performance, working with issuing banks, card networks, and compliance to deliver a compliant, revenue-positive experience for institutions and end users.

You will own the P&L, optimize unit economics, and collaborate across teams to expand reach across markets and settlement rails, reporting directly to the founders.

Qualifications

• 5+ years of experience in card issuing or payments with Visa/Mastercard exposure.
• Proven track record owning a card program's P&L and improving unit economics.
• Deep familiarity with card network rules and settlement operations.
• Ability to operate independently and drive a program without a playbook.
• Comfort working at the intersection of stablecoins and traditional card rails.

Responsibilities

• Own the full P&L for the stablecoin card program: interchange revenue, network costs, FX/conversion spread, and margin.
• Serve as the primary owner of relationships with network partners and issuing banks; manage membership requirements.
• Lead card program launches end-to-end across new markets and jurisdictions.
• Own stablecoin-to-fiat settlement mechanics; coordinate with Engineering for reliable settlement.
• Design program features: credit vs prepaid, spend limits, rewards, and fee models.
• Collaborate with Compliance to maintain PCI DSS and network compliance; manage fraud and disputes.
• Monitor program health daily and report performance to founders; speak for the program in negotiations.

Skills

Card program management

P&L ownership

Network partnerships

Job description

HIFI is seeking a leader to own the stablecoin card program end-to-end, including design, launches, and ongoing management. You will drive the program's performance, working with issuing banks, card networks, and compliance to deliver a compliant, revenue-positive experience for institutions and end users.

You will own the P&L, optimize unit economics, and collaborate across teams to expand reach across markets and settlement rails, reporting directly to the founders.