Head of Global Compliance Programs & Governance

coinflow; Chicago (IL); On-site; USD 180,000 - 210,000; Full time

Benefits offered by this job

Health & wellness coverage

401(k)

Equity

Direct partnership with CRO

Job summary

Coinflow in Chicago is seeking a Sr. Manager, Compliance Program & Governance to scale our risk and compliance program across the US, Canada, and EU.

You will partner with the CRO to build the infrastructure for regulatory change management, governance cadence, sponsor bank management, audit readiness, and remediation tracking. You’ll drive cross-functional coordination with Underwriting, AML, Legal, Engineering, and Operations, ensuring issues are closed with solid evidence and timely updates.

Qualifications

• 5–10 years in compliance, risk, audit, or related program management roles.
• At least three years in fintech, payments, startups, or banking.
• Proven ability to build a program from scratch in high-growth environments.
• Strong ownership and accountability; track commitments and escalate when needed.
• Based in Chicago or willing to relocate to office four days per week.

Responsibilities

• Own the policy, SOP, and control framework across regions.
• Harmonize policies US/Canada/EU into group policy with local addenda.
• Build and run second-line testing for BSA/AML controls.
• Lead bank and payment partner relationships; integrate requirements.
• Pre-review onboarding due diligence responses before CRO review.
• Own risk change intake for FinCEN, FINTRAC, EU AMLD, MiCA.
• Lead audit readiness and maintain evidence libraries.
• Own risk and gap register and drive closure with audit-ready evidence.
• Design governance cadence and chase committee actions.
• Prepare board-level reporting and provide a program health view.
• Partner with Product/Engineering on tooling aligned to SOPs.
• Rollout planning, acceptance criteria, and training for new tools.

Skills

Fintech compliance

Risk management

Program management

Cross-functional collaboration

Job description

Coinflow in Chicago is seeking a Sr. Manager, Compliance Program & Governance to scale our risk and compliance program across the US, Canada, and EU.

You will partner with the CRO to build the infrastructure for regulatory change management, governance cadence, sponsor bank management, audit readiness, and remediation tracking. You’ll drive cross-functional coordination with Underwriting, AML, Legal, Engineering, and Operations, ensuring issues are closed with solid evidence and timely updates.