Head of Financial Planning Analysis (FP&A)

Wayoh; San Francisco (CA); On-site; USD 220,000 - 270,000; Full time

Job summary

FinTech Startup (Public Company) in San Francisco is seeking a Head of FP&A to build the financial planning function from the ground up. This hands-on role requires discipline over spend in a pre-revenue environment and strong credibility with boards and investors.

Responsibilities include modeling burn/runway, rolling budgets, and multi-year plans; partnering with executives on pricing and unit economics; and leading SEC/SOX-aligned reporting with the CFO and IR teams.

Qualifications

• 10+ years in FP&A, corporate finance, or related roles at a public company.
• Experience building financial planning functions in regulated fintech/banking/payments.

Responsibilities

• Own burn rate, runway modeling, and capital allocation discipline.
• Build rolling budget/forecast with department heads and hold owners to variance.
• Design spend controls and approvals fit for a public company.
• Build multi-year models (opex/headcount/product) for boards/investors.
• Implement FP&A tool for forecast controls and rapid scenario analysis.
• Translate business decisions into financial scenarios and sensitivity analyses.
• Partner with executive team on pricing, unit economics, and path-to-revenue.

Skills

FP&A leadership

Public company experience

Burn/runway management

Capital markets experience

Regulated industry experience

Multi-country finance leadership

Financial modeling

Excel

FP&A tooling

Tools

Adaptive

Anaplan

Job description

Institution: FinTech Startup(Public Company)

Role: Head of Financial Planning & Analysis (FP&A)

Salary: $220,000 - $270,000 (+ bonus and founding equity)

About the Client

Our client, an early-stage, publicly listed Fintech company: is building tokenized deposit infrastructure on permissioned blockchain rails, starting with their first product — a tokenized deposit issued via a bank partner under a Visa principal membership. They are pre-revenue, well-capitalized, and operating under bank-grade regulatory scrutiny.

Their new vision is to shape the future of money by combining cutting-edge technology with robust regulatory frameworks, enhancing financial inclusion and delivering real-time, programmable payments.

The Opportunity

They are hiring a Head of FP&A to build the financial planning function from the ground up: rigorous spend discipline in a pre-revenue environment, credible forward-looking models for a public-company audience, and the financial acumen to support capital markets activity. This is a hands-on, builder role for someone who wants to shape financial strategy at a regulated fintech.

Responsibilities

Spend Management & Burn Discipline

• Own the company's burn rate, cash runway modeling, and capital allocation discipline.
• Build and maintain a rolling budget and forecast process with department heads; hold budget owners accountable to variance.
• Design spend controls and approval workflows appropriate for a public company.

Financial Planning & Strategic Analysis

• Build multi-year financial models (kpi driver based, opex, headcount, product launch economics) to support board- and investor-level decision-making.
• Implement a new financial planning tool to allow for controls over forecast and rapid scenario analysis
• Translate business decisions into financial scenarios and sensitivity analyses.
• Partner with the executive team on pricing, unit economics, and path-to-revenue planning.
• Support Capital Markets activities: modeling and investor materials
• Partner with the CFO for Capital Markets and Investor Relations activities, along with the Investor Relations Head
• Prepare materials supporting quarterly earnings, board decks, and investor updates, working closely with Investor Relations/Legal as applicable.

Reporting & Governance

• Deliver monthly/quarterly management reporting packages for the CFO, CEO, and Board.
• Support SEC reporting cycles (10-Q/10-K, earnings materials) in coordination with Controllership, Legal, and external auditors.
• Contribute to SOX-aligned financial controls appropriate for FP&A processes.

Leadership

• Build and lead an FP&A team supporting an international, multi-entity organization.
• Act as a thought partner to the CFO and a trusted advisor to functional leaders across Product, Engineering, Compliance, and Partnerships.
• Establish FP&A as a credible, data-driven function inside a highly regulated business.

Required Skills

• 10+ years in FP&A, corporate finance, or related roles, including experience at a public company (a MUST).
• Direct experience managing burn/runway at a pre-revenue or early-revenue company (startup experience).
• Demonstrated involvement in capital markets / fundraising activity (equity or debt raises, IPO/de-SPAC support, or similar).
• Experience building financial planning functions in a regulated industry (fintech, banking, payments, or similar); comfort with SEC/SOX-adjacent reporting cadences.
• Track record leading finance teams across multiple countries/entities.
• Strong Excel/financial modeling skills; experience with FP&A tooling (e.g., Adaptive, Anaplan, or similar).
• High emotional intelligence and strong interpersonal judgment; proven ability to build trusted, collaborative relationships with bank partners, processors, and other related third parties.

Preferred

• Experience in Fintech, blockchain, crypto, payments, or high-growth tech.
• Familiarity with Forecasting for Fintech, Banking/Payments