Head of Credit Risk Data Science & Analytics

ocrolusinc; New York (NY); On-site; USD 140,000 - 210,000; Full time

Job summary

Ocrolus is at the intersection of AI and fintech, building an AI-driven analytics platform that processes credit applications for lenders. The Small Business team leads data products, predictive models, and decisioning tools using large internal and partner datasets to deliver insights that improve credit and risk decisions.

You will partner with product, engineering, and revenue teams to bring new analytics products to market.

Qualifications

• 7+ years of professional experience in risk management, analytics, and/or data science.
• Experience with LLMs and cutting-edge AI tools to create novel products and solutions
• Full stack data-science/analytics: ideating, building, deploying, monitoring, and maintaining production ML models
• Strong programming skills in Python and data-science libraries such as pandas and scikit-learn
• Excellent SQL skills and working with large data warehouses like Snowflake or Postgres
• Bachelor's or Master's degree in a quantitative field

Responsibilities

• Analyze large, diverse datasets around business cash flow, credit, and marketplace dynamics to extract insights and identify product opportunities
• Partner with Product, Engineering, and leadership to develop analytical data products
• Lead data science efforts to research and develop new data and decisioning products
• Interact with clients as SME on small business credit and Ocrolus analytics suite
• Develop scalable models balancing complexity and interpretability with customer needs and timelines
• Own end-to-end lifecycle of data science models from exploration to deployment and monitoring

Skills

Risk analytics

Data science

Python

SQL

Pandas

scikit-learn

Hugging Face

Communication

Education

Bachelor's or Master's in a quantitative discipline

Tools

Snowflake

Postgres

Pandas

scikit-learn

Hugging Face

Job description

Ocrolus is at the intersection of AI and fintech, building an AI-driven analytics platform that processes credit applications for lenders. The Small Business team leads data products, predictive models, and decisioning tools using large internal and partner datasets to deliver insights that improve credit and risk decisions.

You will partner with product, engineering, and revenue teams to bring new analytics products to market.