Head of Consumer Lending Strategy

Pen Air Credit Union; Pensacola (FL); On-site; USD 140,000 - 220,000; Full time

Benefits offered by this job

Education assistance up to $15K

Student loan paydown

Adoption assistance

Wellness programs

Gym membership reimbursement

Financial wellness resources

Purchase assistance for equipment

Job summary

PenAir Credit Union in Pensacola, FL, invites a VP of Consumer Lending to lead the strategic direction and growth of all consumer lending functions, including direct and indirect lending, credit cards, and related products.

The role focuses on portfolio performance, risk management, and achievement of lending objectives while collaborating with executive leadership to balance growth with asset quality and earnings. A strong track record in consumer lending is required.

Qualifications

• 10–15 years of progressive experience in consumer lending including leadership in lending operations.
• Experience overseeing strategy, portfolio performance, and risk management.

Responsibilities

• Lead strategic direction, growth, profitability, risk management, and operational performance of all consumer lending functions.
• Drive lending portfolio performance, underwriting quality, and regulatory compliance.
• Oversee fintech partnerships, credit decisioning tools, and vendor relationships.

Skills

Strategic leadership

Portfolio management

Regulatory compliance

MS Office proficiency

Education

Bachelor’s degree in Business/Finance/Banking

Advanced degree preferred

Tools

Microsoft Office

Job description

PenAir Credit Union in Pensacola, FL, invites a VP of Consumer Lending to lead the strategic direction and growth of all consumer lending functions, including direct and indirect lending, credit cards, and related products.

The role focuses on portfolio performance, risk management, and achievement of lending objectives while collaborating with executive leadership to balance growth with asset quality and earnings. A strong track record in consumer lending is required.