Head of Compliance, FCRA & Consumer Risk (Remote-Eligible)

Precision Labs; Northern (KY); Hybrid; USD 170,000 - 190,000; Full time

Benefits offered by this job

Health insurance for you and dependem

401(k) match

Flexible paid time off

Regular company-wide in-person events

Home office stipend

Job summary

SentiLink seeks a senior compliance professional to own and build the entity’s FCRA program from scratch, including policies, procedures, training, and testing. You will lead disputes, reinvestigations, disclosures, and regulator interactions, partnering with legal and product teams.

The ideal candidate has 7+ years in consumer financial services compliance with FCRA experience, excellent writing skills, and readiness to work independently in a fast-growing company with nationwide operations.

Qualifications

• 7+ years in consumer financial services compliance, including hands-on FCRA experience at a consumer reporting agency.
• Demonstrated experience building a compliance program from scratch or materially rebuilding one.
• Direct experience operating a dispute and reinvestigation function, including turnaround management and furnisher interaction.
• Strong writing: able to produce policies, procedures, and client diligence responses that stand on their own without heavy legal editing.
• Comfortable as a function of one in an early-stage environment, including doing the operational work personally before there is a team or tooling.
• Candidates must be legally authorized to work in the United States and must live in the United States.
• Preferred: JD, CRCM, CIPP-US, or CAMS; experience at a nationwide specialty CRA; Metro 2 and e-OSCAR fluency; exposure to a CFPB examination, state AG inquiry, or FCRA litigation; background in identity, fraud, or alternative data.

Responsibilities

• Build and own the entity's FCRA compliance program from a blank page including policies, procedures, training, monitoring, and periodic testing.
• Run consumer relations end-to-end: dispute intake, reinvestigation within the statutory timeline, file disclosure, identity theft blocks, and fraud alerts.
• Design and enforce permissible purpose controls, including user onboarding, certification, and recertification.
• Establish reasonable procedures to assure maximum possible accuracy, and the monitoring needed to demonstrate they work in practice.
• Partner with Engineering and Product to specify dispute and disclosure infrastructure, replacing manual process with tooling as volume grows.
• Serve as the compliance point of contact for client third-party risk diligence, and support regulator, state AG, and litigation matters alongside Legal.
• Own consumer complaint handling across the CFPB portal and state channels, and route what you learn back into procedure and product.

Skills

FCRA experience

Compliance program development

Dispute handling

Strong writing

Independent worker

Education

JD

CRCM/CIPP-US/CAMS

Job description

SentiLink seeks a senior compliance professional to own and build the entity’s FCRA program from scratch, including policies, procedures, training, and testing. You will lead disputes, reinvestigations, disclosures, and regulator interactions, partnering with legal and product teams.

The ideal candidate has 7+ years in consumer financial services compliance with FCRA experience, excellent writing skills, and readiness to work independently in a fast-growing company with nationwide operations.