Head of Commercial Lending & Growth

Harbor Bank of MD; Baltimore (MD); On-site; USD 100,000 - 140,000; Full time

Job summary

The Harbor Bank of Maryland in Baltimore seeks a VP/Commercial Lending Officer to drive client relationships and manage commercial loan portfolios. This full-time exempt role reports to the EVP/Chief Lending Officer in the Lending Department.

You will underwrite, analyze credit, develop new business, and ensure compliance to regulatory standards while delivering exceptional service and growth.

Qualifications

• 5–7 years of progressive experience in commercial lending, credit analysis, or portfolio management.
• Proven track record structuring and closing commercial loans.
• Experience managing a commercial loan portfolio with focus on asset quality and risk.
• Bachelor’s degree or equivalent in related field.

Responsibilities

• Interviews loan applicants and analyzes financial data to assess creditworthiness.
• Underwrites loans, negotiates terms, and determines collateral requirements.
• Collects and analyzes information reflecting current creditworthiness of customers and loans.
• Monitors loan repayment activities and takes action to collect past-due accounts.
• Develops new business by contacting prospects and customers; cross-sells bank services.
• Participates in the loan committee for loan evaluation.

Skills

Networking

Credit analysis

Portfolio management

Negotiation

Presentation skills

Education

Bachelor's degree in business/finance

Job description

The Harbor Bank of Maryland in Baltimore seeks a VP/Commercial Lending Officer to drive client relationships and manage commercial loan portfolios. This full-time exempt role reports to the EVP/Chief Lending Officer in the Lending Department.

You will underwrite, analyze credit, develop new business, and ensure compliance to regulatory standards while delivering exceptional service and growth.