Head of Annuity Product Development

Brighthouse Financial; Charlotte (NC); Hybrid; USD 260,000 - 300,000; Full time

Benefits offered by this job

Base salary and incentives

Flexible work environment

Paid time off and holidays

401(k) with company match

Medical, vision, dental

Life and disability insurance

Job summary

Brighthouse Financial, based in Charlotte, seeks a senior product leader to design and develop annuity products and to evolve existing offerings. You will partner with leadership across the company to ensure alignment with growth goals and regulatory considerations, while pursuing external partnerships to expand product distribution.

This role requires extensive experience in financial services product management, exceptional communication, and the ability to lead multiple initiatives in a

Qualifications

• Strong knowledge of annuity products including Variable, Fixed Indexed (FIA), and Fixed & Income annuity products.
• Deep understanding of annuity industry trends and market demands.
• Process-driven leader who solves complex problems creatively.
• Ability to manage multiple long-term projects and ad hoc tasks.
• Proven ability to build relationships with partners outside direct chain of command.
• 10+ years in senior product management for financial services.
• Undergraduate degree required; MBA preferred.
• Exceptional oral and written communications skills.

Responsibilities

• Drive future annuity product design by understanding customer needs and industry trends.
• Develop product strategy aligned with sales and marketing goals.
• Foster partnerships across the enterprise for new business development.
• Ensure compelling product messaging for retirement solutions.
• Design annuity products with pricing to meet financial targets.
• Collaborate across Distribution, Client Solutions, Technology, Finance and Legal.
• Support inforce annuity products and create additional value for clients and advisors.
• Foster an inclusive, high-performing team culture.

Skills

Annuity product design

Strategy development

Cross-functional leadership

Regulatory awareness

Relationship building

Project management

Communication skills

Education

Bachelor's degree in a related field

MBA or advanced degree preferred

Job description

We've been made aware that there are active job recruiting schemes using the Brighthouse Financial name and logo. The fraudsters behind these schemes often send unsolicited texts and emails containing fake names, phone numbers, and email addresses in an attempt to encourage you to share personal or financial information with them. However, in these cases, you're not being considered for a job opportunity with Brighthouse Financial as these roles are fraudulent, and the individuals extending the fake job offers are not affiliated with Brighthouse Financial. Learn how to avoid these schemes.

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Where you'll work:
Our flexible, hybrid work model offers the option to work remotely or in the office.

How you'll contribute:

This role is primarily responsible for the design and development of new Brighthouse annuity products and the ongoing evolution of existing annuity products. Drive the design and development of annuity product solutions in support of the company's growth strategy by partnering with leadership across the company to ensure alignment between the company's strategic objectives. Represent the organization as we seek external partnerships to further drive product distribution. Develop product solutions in partnership with various leaders to ensure long-term growth and competitiveness of the organization.

In this role, you'll get to:

• Drive future annuity product design by developing a deep understanding of customer needs, industry and retirement trends, risk management and regulatory issues impacting our business.
• Develop product strategy in support of the company's sales and marketing goals.
• Ensure partnership across the enterprise in the design and development of new annuity products including the creation of new business development opportunities.
• Ensure consistent and compelling product messaging for our suite of retirement solutions
• In partnership with Distribution Leadership and the Head of Pricing, design and develop competitive annuity products that meet company financial targets
• Works across the Distribution, Client Solutions, Technology, Finance and Legal organizations to develop solutions in line with the organization's mission and business strategy.
• Provide support for inforce annuity products and seek opportunities to create additional value that considers clients, advisors, firms, and company.
• Be a talent leader by creating an inclusive work environment where employees can thrive.

We're looking for people who have:

• Strong knowledge of annuity products including Variable, Fixed Indexed (FIA), Registered Index-linked, and Fixed & Income annuity products
• Deep understanding of annuity industry and marketplace including trends and market demands
• Process driven leader with proven ability to find creative solutions to complex problems
• Capable of effectively handling multiple long-term projects and short-term ad hoc tasks at thesame time
• Proven ability to develop and maintain strong relationships with associates and partners outsideof direct chain of command and to drive and influence decisions in these areas.
• 10+ years of experience in developing and designing compelling financial services products in senior product management role(s)
• Undergraduate degree required, MBA or other advanced degree preferred.
• Exceptional oral and written communications skills

Research shows some people may not apply for a role if they don't check all the boxes of a job description. If you don't check every box listed, that's okay. We would love to hear from you.

What you'll receive:

• Compensation – Base salary ranging from $260,000 to $300,000 plus competitive performance-based incentives determined by company and individual results.
• Flexible Work Environment– Work remotely or in the office to better thrive in all areas of life.
• Paid Time Off– Recharge with a minimum of 20 days of paid time off and 16 paid company holidays per calendar year plus paid volunteer time and paid study time.
• Financial Health – Work toward achieving your financial goals through our 401(k) savings plan with company match (up to 6%) and annual company nondiscretionary contribution (3%).
• Health and Wellness– Enjoy competitive medical, vision, and dental plans plus tax-free health savings accounts with potential company contributions up to $1,000 per family.
• Family Support– Care for loved ones with up to 16 weeks of paid leave for new parents, back-up dependent care, dependent care flexible spending account, and up to a $25,000 lifetime maximum during your adoption, infertility, or surrogacy journey.
• Life and Disability Support– Gain access to company-paid basic life insurance and short-term disability insurance.

The company and your department may occasionally gather in person throughout the year to foster a culture of belonging and promote team building. We'd love for you to join us during those company-wide and department-wide events to help you strengthen connections across the company.

Why join us?
Brighthouse Financial is on a mission to help people achieve financial security. Our company is one of the largest providers of annuities and life insurance in the U.S.,* and we specialize in products designed to help people protect what they've earned and ensure it lasts.

We empower employees to collaborate, bring their passion to work, and make an impact. Our inclusive work environment fosters a culture that celebrates diverse backgrounds and experiences. You can find out more about our company culture by visiting brighthousefinancial.com/about-us/careers/.

We're one of the largest providers of annuities and life insurance in the U.S.,* and our commitment to being a great place to work has earned us recognition as one of America's Most Trustworthy Companies by Newsweek and, locally, one of the Healthiest Employers of Greater Charlotte.

* Ranked by 2024 admitted assets. Best's Review®: Top 200 U.S. Life/Health Insurers. AM Best, 2025.

Nearest Major Market: Charlotte
Job Segment: Outside Sales, Risk Management, Product Manager, Law, Sales, Finance, Marketing, Operations, Legal

Brighthouse Financial is a proud equal opportunity/affirmative action employer committed to attracting, retaining, and maximizing the performance of a diverse and inclusive workforce. It is Brighthouse Financial's policy to ensure equal employment opportunity without discrimination or harassment based on race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, national origin, marital or domestic/civil partnership status, genetic information, citizenship status, uniformed service member or veteran status, or any other characteristic protected by law.