Lead Quantitative Analyst (Charlotte, NC (Hybrid) or Remote)

Brighthouse Financial; Charlotte (NC); Hybrid; USD 160,000 - 210,000; Full time

Benefits offered by this job

Base salary: $160,000–$210,000 plus BP

Flexible work environment

Paid time off: 20 days + 16 holidays

401(k) with company match up to 6% and

Company nondiscretionary contribution

Medical, vision and dental plans

Paid parental leave and adoption/infac

Job summary

Brighthouse Financial in Charlotte, NC is hiring a Lead Quantitative Analyst to drive ALM hedging, pricing and reporting for variable, structured and fixed annuities. You’ll lead projects, develop production-grade models, and mentor teammates in Python, SQL and risk analytics.

You’ll work in a flexible hybrid/remote setup, collaborate across departments, and present insights to senior management while advancing hedging capabilities and tool development.

Qualifications

• Degree in mathematics, statistics, physical science or actuarial science.
• 10+ years of experience in equity and interest rate derivative pricing and sensitivity calculation.
• Production-quality systems development with Python and SQL.

Responsibilities

• Hedging and ALM modeling for variable, structured and fixed annuities.
• Develop risk management and derivative valuation tools.
• Prototype hedging methods in Excel or Python and automate processes.
• Generate reports for senior management on hedging performance.
• Collaborate with IT and other Brighthouse teams on implementation.

Skills

Derivative pricing

Sensitivity analysis

Python

SQL

Data visualization

Team leadership

Communication skills

Education

Mathematics / Statistics / Physical Science / Actuarial Science

Tools

MS Excel

Job description

Lead Quantitative Analyst (Charlotte, NC (Hybrid) or Remote)

Where you’ll work:
Our flexible, hybrid work model offers the option to work remotely or in the office.

How you’ll contribute:

As a Lead Quantitative Analyst, you’ll be responsible for leading projects for multiple aspects of variable, structured and fixed annuity asset and liability management (ALM), including hedging, reporting, modeling, and sensitivity analysis.

In this role, you’ll get to:

• Be part of the team that hedges Brighthouse variable, structured and fixed annuities with equity and interest rate derivatives.
• Apply your skills in risk management and derivative valuation for risk analysis and hedging.
• Improve modeling of risk, streamline hedging processes and tools, and implement new hedging methods by prototyping in MS Excel or Python.
• Work with IT and others to implement and automate hedging processes using Python, SQL and other tools.
• Generate key reports for senior management on the performance of hedging programs.
• Communicate with business constituents in multiple other departments at Brighthouse.
• Lead projects encompassing all the above for business-critical purpose.

We’re looking for people who have:

• Degree in mathematics, statistics, physical science or actuarial science.
• 10+ years of experience in equity and interest rate derivative pricing and sensitivity calculation, modeling and quantitative finance.

Experience developing and implementing production‑quality systems, with strong proficiency in Python and SQL. Additional programming languages and experience with data visualization tools are a plus.

• High level math skills in calculus, linear algebra, differential equations, stochastic processes.
• Strong general analytical problem-solving skills
• Strong communication skills with people who have widely varying backgrounds.
• Ability to work well in a team and lead projects.
• Positive attitude with an eagerness to learn.
• Comfortable with performing a critical function for Brighthouse.

Research shows some people may not apply for a role if they don’t check all the boxes of a job description. If you don’t check every box listed, that’s okay. We would love to hear from you.

What you’ll receive:

• Compensation – Base salary ranging from $160,000 to $210,000 plus competitive performance-based incentives determined by company and individual results.
• Flexible Work Environment– Work remotely or in the office to better thrive in all areas of life.
• Paid Time Off– Recharge with a minimum of 20 days of paid time off and 16 paid company holidays per calendar year plus paid volunteer time and paid study time.
• Financial Health – Work toward achieving your financial goals through our 401(k) savings plan with company match (up to 6%) and annual company nondiscretionary contribution (3%).
• Health and Wellness– Enjoy competitive medical, vision, and dental plans plus tax-free health savings accounts with potential company contributions up to $1,000 per family.
• Family Support– Care for loved ones with up to 16 weeks of paid leave for new parents, back-up dependent care, dependent care flexible spending account, and up to a $25,000 lifetime maximum during your adoption, infertility, or surrogacy journey.
• Life and Disability Support– Gain access to company-paid basic life insurance and short-term disability insurance.

The company and your department may occasionally gather in person throughout the year to foster a culture of belonging and promote team building. We’d love for you to join us during those company-wide and department-wide events to help you strengthen connections across the company.

Why join us?
Brighthouse Financial is on a mission to help people achieve financial security. Our company is one of the largest providers of annuities and life insurance in the U.S.,* and we specialize in products designed to help people protect what they’ve earned and ensure it lasts.

We empower employees to collaborate, bring their passion to work, and make an impact. Our inclusive work environment fosters a culture that celebrates diverse backgrounds and experiences. You can find out more about our company culture by visiting brighthousefinancial.com/about-us/careers/.

We’re one of the largest providers of annuities and life insurance in the U.S.,* and our commitment to being a great place to work has earned us recognition as one of America’s Most Trustworthy Companies by Newsweek and, locally, one of the Healthiest Employers of Greater Charlotte.

* Ranked by 2024 admitted assets. Best’s Review®: Top 200 U.S. Life/Health Insurers. AM Best, 2025.

Nearest Major Market: Charlotte
Job Segment: SQL, Database, Accounting, Actuarial, Liability, Technology, Finance, Insurance

Brighthouse Financial is a proud equal opportunity/affirmative action employer committed to attracting, retaining, and maximizing the performance of a diverse and inclusive workforce. It is Brighthouse Financial's policy to ensure equal employment opportunity without discrimination or harassment based on race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, national origin, marital or domestic/civil partnership status, genetic information, citizenship status, uniformed service member or veteran status, or any other characteristic protected by law.