Growth-Focused Business Banking Officer

HomeTrust Bank; Cary (NC); On-site; USD 85,000 - 115,000; Full time

Job summary

HomeTrust Bank in North Carolina seeks a Business Banking Officer to proactively develop and manage a portfolio of mid-market clients, with revenues from $500k to $5M and lending needs up to $1.5M.

You will build relationships, work with branches, counsel clients on financing, analyze financials, and coordinate with Credit to process loans.

The role requires 3+ years of lending experience, bank lending training, and strong communication and regulatory knowledge.

Qualifications

• 3+ years of experience as a business lender.
• Completion of bank lending training programs.
• Bondable and valid driver’s license.
• Excellent attention to detail, communication skills, and ability to network.
• Thorough knowledge of bank business lending and deposit products.
• Knowledge of credit analysis functions and procedures.
• Familiarity with banking regulations including fair lending laws.
• Proficient in Microsoft Office.

Responsibilities

• Actively initiates business contacts to develop relationships and maintain pipeline.
• Engages with branch staff to educate on client needs identifications and referrals.
• Counsels customers on financing needs and processes loan applications.
• Analyzes customer financial status, credit, and property evaluations for loan feasibility.
• Partners with Credit to facilitate loan reviews and processing.
• Develops leads and referrals within existing portfolio.

Skills

Business lending

Credit analysis

Communication skills

Networking

Attention to detail

Independent thinking

Regulations knowledge

Education

Bachelor's degree in business or finance

High school diploma or equivalent

Tools

Microsoft Office

Job description

HomeTrust Bank in North Carolina seeks a Business Banking Officer to proactively develop and manage a portfolio of mid-market clients, with revenues from $500k to $5M and lending needs up to $1.5M.

You will build relationships, work with branches, counsel clients on financing, analyze financials, and coordinate with Credit to process loans.

The role requires 3+ years of lending experience, bank lending training, and strong communication and regulatory knowledge.