Group Underwriter Consultant Senior

The Elevance Health Companies, Inc.; Atlanta (GA); Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

401(k) + match

Wellness programs

Paid holidays

Paid Time Off

Incentive bonus programs

Medical insurance

Dental insurance

Vision insurance

Long/short term disability

Job summary

Elevance Health is seeking a Senior Group Underwriter Consultant to lead pricing and renewal analyses, collaborate with cross-functional teams, and drive underwriting quality and process improvements across large client portfolios.

This role supports hybrid in-office work 1-2 days weekly and requires deep underwriting expertise, industry certifications, and leadership capabilities. Strong analytical acumen and stakeholder management are essential.

Qualifications

• Minimum BA/BS in a related field.
• Preferred CPCU/CLU/LOMA/HIAA/PAHM or other insurance-related certifications.
• Advanced Microsoft Excel experience with complex formulas/macros.

Responsibilities

• Develops and evaluates pricing and renewal strategies based on experience, demographics, plan design, market conditions, and other risk factors.
• Monitors underwriting workflow, business results, internal controls, and adherence to established policies and guidelines.
• Evaluates and provides guidance on underwriting exceptions, balancing risk, competition and business objectives.
• Collaborates with Sales, Account Management, Actuarial, Finance and other partners on pricing, sales and renewal strategies.
• Serves as a subject matter expert on underwriting methodologies, rating practices, risk assessment and business processes.
• Provides technical guidance and mentoring to underwriting associates.

Skills

Advanced Excel

Education

BA/BS in related field

CPCU

CLU

LOMA

HIAA

PAHM

Job description

Group Underwriter Consultant Senior

Location: This role requires associates to be in-office 1-2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.

How You Will Make an Impact

• Develops and evaluates pricing and renewal strategies based on experience, demographics, plan design, market conditions, and other risk factors.
• Monitors underwriting workflow, business results, internal controls, and adherence to established policies, procedures, and guidelines.
• Evaluates and provides guidance on underwriting exceptions, balancing risk, competitive considerations, and business objectives.
• Collaborates with Sales, Account Management, Actuarial, Finance, and other matrix partners on pricing, sales, and renewal strategies.
• Serves as a subject matter expert on underwriting methodologies, rating practices, risk assessment, and business processes.
• Manages a portfolio of large and complex clients, providing underwriting analysis, recommendations, and ongoing consultation.
• Participates in cross-functional initiatives and identifies opportunities to improve underwriting processes, controls, tools, and operational effectiveness.
• Provides technical guidance and mentoring to underwriting associates.
• Calculates renewal rates for large complex cases based on thorough analysis of experience, location, demographics, etc.
• Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for individual health coverage.
• Coordinates with other departments to ensure accuracy and consistency of overall account reporting.
• Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates.
• Performs post-sale reviews.
• Prepares or supervises preparation of annual settlements, ERISA reports, rate projections, or benefit change increments and decrements.
• Surveys existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes.
• Assists in establishing rating and administrative procedures.
• Participates in major multi-functional teams as underwriting representative.
• Assists in the technical development of underwriting associates, which may include monitoring reports and workflow to provide recommendations on productivity and efficiency improvements.
• Updates and monitors departmental processes and procedures in compliance with system, regulatory and business requirements.

Minimum Requirements

• Requires a BA/BS in a related field; Minimum 7 years of related experience; or any combination of education and experience, which would provide an equivalent background.

Preferred Skills, Capabilities, and Experiences

• CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred.
• Student health population experience and/or professional employer organizations (PEO) experience preferred.
• Advanced Microsoft Excel experience, including working with complex formulas and macros, is desired but not required.

Job Level

Non-Management Exempt

Workshift

1st Shift (United States of America)

Job Family

UND > Group Underwriting

Benefits

• merit increases
• paid holidays
• Paid Time Off
• incentive bonus programs (unless covered by a collective bargaining agreement)
• medical
• dental
• vision
• short and long term disability benefits
• 401(k) +match
• stock purchase plan
• life insurance
• wellness programs
• financial education resources

Equal Opportunity Statement

Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws.

Legal and Compliance

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Prospective employees required to be screened under Florida law should review the education and awareness resources at HB531 | Florida Agency for Health Care Administration.