Group Underwriter Consultant Senior

Elevance Health; Cincinnati (OH); Híbrido; USD 120.000 - 170.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Merit increases

Paid holidays

Paid Time Off

Bonus programs

Medical benefits

Dental benefits

Vision benefits

401(k) + match

Stock purchase plan

Descripción de la vacante

Elevance Health, Inc. seeks a Senior Group Underwriter Consultant to drive pricing, renewal strategies, and risk assessment for large corporate accounts. You will collaborate with Sales, Actuarial, Finance, and other partners to optimize outcomes.

The role combines in-office collaboration 1–2 days weekly with flexible remote work, supporting productivity and work-life balance. Minimum 7 years of underwriting experience is expected.

Formación

• BA/BS in related field required or equivalent.
• 7+ years of related underwriting experience or equivalent background.
• Experience with pricing, renewal strategies, and risk assessment.

Responsabilidades

• Develop and evaluate pricing and renewal strategies based on experience, demographics, plan design, market conditions, and risk factors.
• Monitor underwriting workflow, internal controls, and adherence to policies.
• Evaluate underwriting exceptions balancing risk and business objectives.
• Collaborate with Sales, Account Management, Actuarial, Finance on pricing and renewal strategies.
• Serve as SME on underwriting methodologies and rating practices.
• Manage a portfolio of large and complex clients with underwriting analysis and recommendations.
• Lead cross-functional initiatives to improve underwriting processes, controls, tools, and efficiency.
• Provide technical guidance and mentoring to underwriting associates.
• Calculate renewal rates for large complex cases based on data such as experience and location.
• Coordinate with departments to ensure accuracy of account reporting.
• Propose rates for prospective business using experience, demographics and manual rates.
• Perform post-sale reviews and assist in annual settlements and ERISA reports.
• Survey product portfolios by market and monitor trends to suggest changes.
• Help establish rating and administrative procedures.
• Participate in multi-functional teams as underwriting representative.
• Develop underwriting staff by monitoring reports and workflow.

Conocimientos

Pricing strategies

Underwriting analysis

Stakeholder collaboration

Mentoring

Portfolio management

Rate calculation

ERISA & reporting

Process improvement

Educación

BA/BS in related field

Herramientas

Microsoft Excel

Descripción del empleo

Group Underwriter Consultant Senior

Location:

This role requires associates to be in-office 1-2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office

Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.

How You Will Make an Impact:

• Develops and evaluates pricing and renewal strategies based on experience, demographics, plan design, market conditions, and other risk factors.
• Monitors underwriting workflow, business results, internal controls, and adherence to established policies, procedures, and guidelines.
• Evaluates and provides guidance on underwriting exceptions, balancing risk, competitive considerations, and business objectives.
• Collaborates with Sales, Account Management, Actuarial, Finance, and other matrix partners on pricing, sales, and renewal strategies.
• Serves as a subject matter expert on underwriting methodologies, rating practices, risk assessment, and business processes.
• Manages a portfolio of large and complex clients, providing underwriting analysis, recommendations, and ongoing consultation.
• Participates in cross-functional initiatives and identifies opportunities to improve underwriting processes, controls, tools, and operational effectiveness.
• Provides technical guidance and mentoring to underwriting associates.
• Calculates renewal rates for large complex cases based on thorough analysis of experience, location, demographics, etc.
• Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for individual health coverage.
• Coordinates with other departments to ensure accuracy and consistency of overall account reporting.
• Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates.
• Performs post-sale reviews.
• Prepares or supervises preparation of annual settlements, ERISA reports, rate projections, or benefit change increments and decrements. Surveys existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes.
• Assists in establishing rating and administrative procedures.
• Participates in major multi-functional teams as underwriting representative.
• Assists in the technical development of underwriting associates, which may include monitoring reports and workflow to provide recommendations on productivity and efficiency improvements.
• Updates and monitors departmental processes and procedures in compliance with system, regulatory and business requirements.

Minimum Requirements:

Requires a BA/BS in a related field; Minimum 7 years of related experience; or any combination of education and experience, which would provide an equivalent background.

Preferred Skills, Capabilities, and Experiences:

• CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred.
• Student health population experience and/or professional employer organizations (PEO) experience preferred.
• Advanced Microsoft Excel experience, including working with complex formulas and macros, is desired but not required.

Who We Are

Elevance Health is a health company dedicated to improving lives and communities – and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.

How We Work

At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.

We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.

Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.

The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.

Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process should submit the Accessibility Accommodation Request Form and a member of the team will be in contact.

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.