Group Underwriter Consultant Senior

Anthem Blue Cross & Blue Shield; Columbus (GA); Hybrid; USD 150,000 - 190,000; Full time

Job summary

Elevance Health is seeking a Senior Group Underwriter Consultant to determine acceptability of risks and set appropriate premium rates for large, complex group cases. You will lead technical underwriting, mentor associates, and collaborate with Sales, Actuarial and Finance to align pricing with business goals.

Hybrid work arrangement with in-office collaboration, while maintaining flexibility for productivity.

Qualifications

• BA/BS in a related field with 7+ years of related experience
• Experience handling large and complex group cases is required
• Strong analytical and financial modeling skills are essential

Responsibilities

• Develops and evaluates pricing and renewal strategies based on experience, demographics, plan design, market conditions, and other risk factors.
• Monitors underwriting workflow, business results, internal controls, and adherence to policies and guidelines.
• Evaluates and guides underwriting exceptions, balancing risk, competition, and business objectives.
• Collaborates with Sales, Account Management, Actuarial, Finance and other partners on pricing, sales and renewal strategies.
• Acts as a subject matter expert on underwriting methodologies, rating practices, risk assessment and business processes.
• Manages a portfolio of large and complex clients, providing underwriting analysis and ongoing consultation.
• Participates in cross-functional initiatives to improve underwriting processes and efficiency.
• Provides technical guidance and mentoring to underwriting associates.
• Calculates renewal rates for large complex cases based on experience, location and demographics.
• Coordinates with other departments to ensure accuracy of account reporting.
• Proposes rates for prospective business using experience and market data.
• Performs post-sale reviews and supports annual settlements and rate projections.

Skills

Underwriting

Pricing

Mentoring

Team leadership

Education

BA/BS in related field

Tools

Microsoft Excel

Job description

Anticipated End Date

2026-10-08

Position Title

Group Underwriter Consultant Senior

Job Description

Group Underwriter Consultant Senior

Location

This role requires associates to be in-office 1-2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office

Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.

The Group Underwriter Consultant Senior is responsible for determining acceptability of insurance risks and appropriate premium rates for large and complex group cases. Position is the most senior technical underwriting expert.

How You Will Make an Impact

• Develops and evaluates pricing and renewal strategies based on experience, demographics, plan design, market conditions, and other risk factors.
• Monitors underwriting workflow, business results, internal controls, and adherence to established policies, procedures, and guidelines.
• Evaluates and provides guidance on underwriting exceptions, balancing risk, competitive considerations, and business objectives.
• Collaborates with Sales, Account Management, Actuarial, Finance, and other matrix partners on pricing, sales, and renewal strategies.
• Serves as a subject matter expert on underwriting methodologies, rating practices, risk assessment, and business processes.
• Manages a portfolio of large and complex clients, providing underwriting analysis, recommendations, and ongoing consultation.
• Participates in cross-functional initiatives and identifies opportunities to improve underwriting processes, controls, tools, and operational effectiveness.
• Provides technical guidance and mentoring to underwriting associates.
• Calculates renewal rates for large complex cases based on thorough analysis of experience, location, demographics, etc.
• Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for individual health coverage.
• Coordinates with other departments to ensure accuracy and consistency of overall account reporting.
• Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates.
• Performs post-sale reviews.
• Prepares or supervises preparation of annual settlements, ERISA reports, rate projections, or benefit change increments and decrements. Surveys existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes.
• Assists in establishing rating and administrative procedures.
• Participates in major multi-functional teams as underwriting representative.
• Assists in the technical development of underwriting associates, which may include monitoring reports and workflow to provide recommendations on productivity and efficiency improvements.
• Updates and monitors departmental processes and procedures in compliance with system, regulatory and business requirements.

Minimum Requirements

Requires a BA/BS in a related field; Minimum 7 years of related experience; or any combination of education and experience, which would provide an equivalent background.

Preferred Skills, Capabilities, and Experiences

• CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred.
• Student health population experience and/or professional employer organizations (PEO) experience preferred.
• Advanced Microsoft Excel experience, including working with complex formulas and macros, is desired but not required.

Job Level

Non-Management Exempt

Workshift

1st Shift (United States of America)

Job Family

UND > Group Underwriting

Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.

Who We Are

Elevance Health is a health company dedicated to improving lives and communities – and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.

How We Work

At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.

We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.

Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.

The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.

Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process should submit the following form: Accessibility Accommodation Request Form and a member of the team will be in contact. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Prospective employees required to be screened under Florida law should review the education and awareness resources at HB531 | Florida Agency for Health Care Administration.

NOTE Workday keeps job postings active through 11:59:59 PM on the day before the listed end date. Example: If the end date is 3/13, the posting will automatically come down on 3/12 at 11:59:59 PM. In other words — the job is posted until 3/13, not through 3/13.