Group Underwriter

Pacific Life Insurance; United States; Remote; USD 82,000 - 102,000; Full time

Job summary

An established industry player is seeking a talented Group Underwriter to join their Workforce Benefits team. This role offers the opportunity to work 100% remotely while playing a crucial role in the underwriting process. You will collaborate closely with various teams to evaluate risks, consult with distribution partners, and ensure profitable business operations. The company values innovation and teamwork, providing a supportive environment for personal and professional growth. If you're ready to make a significant impact in the insurance industry, this position is an exciting opportunity for you.

Benefits

Medical, Dental, Vision Insurance

Generous Paid Time Off

Paid Parental Leave

401k Savings Plan with Company Match

Qualifications

• 1-3+ years in group benefits underwriting required.
• Strong product knowledge in disability and health products preferred.

Responsibilities

• Evaluate and select risk for profitable acquisition and retention.
• Conduct high quality risk assessments and provide recommendations.

Skills

Problem Solving

Analytical Reasoning

Communication Skills

Organizational Skills

Cross-Functional Collaboration

Education

Bachelor’s Degree

Tools

Underwriting Software

CRM Tools

Job description

Job Description:

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own.

We’re actively seeking a talented Group Underwriter to join our Workforce Benefits team. This role can be 100% remote.

As a Group Underwriter, you will report to the AVP of Underwriting and work closely with the products and actuarial teams. You will play an important role in the start-up and long-term success of this business by helping to define the structure and operating model of the underwriting organization.

How you'll help move us forward:

• Evaluate and select risk to ensure the profitable acquisition of new business and the continued profitable retention of in-force business.
• Strong ability to partner with our Distribution sales team, brokers and all internal partners.
• Consult with our distribution partners to provide the products and plan options that meets the needs of our clients.
• Adhere to underwriting procedures and guidelines, while developing strong sales Rep and producer relationships.
• Exhibit strong product knowledge, especially in Disability (as well as dental, vision, life, and supplemental health).
• Strong understanding of the sales, implementation and enrollment process and market trends.
• Conduct high quality risk assessments across all case sizes to ensure business guidelines, target profit and metrics are met.
• Possess the technical expertise to Identify and analyze risk trends and provide recommendations to address.
• Collaboration with product development, actuarial/pricing and sales distribution.
• Assist with training, technical development and mentoring.
• Understand the business drivers and foster a digital-first philosophy.

The experience you bring:

• Bachelor’s degree and 1-3+ years in the group benefits underwriting field
• Comfortable learning and adopting new technologies
• Demonstrates consistent proficiency at the Underwriter level
• Strong problem solving and critical thinking/analytical reasoning skills
• Strong communication skills, both verbal and written
• Strong organizational skills and ability to handle multiple priorities
• Ability to work cross functionally; putting the customer first
• Experience underwriting our core products: group life, dental, vision, and supplemental health products such as critical illness, hospital indemnity and accident are strongly preferred.

What makes you stand out:

• Experience working in a high volume, fast paced production environment
• Dental, vision, life supplemental health and disability product experience strongly preferred

Base Pay Range:

The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

$82,980.00 - $101,420.00

Your Benefits Start Day 1

Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

• Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
• Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• Competitive 401k savings plan with company match and an additional contribution regardless of participation

EEO Statement:

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.