Global Payments Technology Audit Leader

TikTok; San Jose (CA); On-site; USD 180,000 - 280,000; Full time

Job summary

TikTok is seeking a Global Payments Technology Audit Leader to join the Global Technology Audit team. You will develop and implement technology audit strategies for payment compliance, lending, and other regulated products across TikTok businesses in APAC and EMEA, leading audits and risk reviews of the global payment ecosystem.

You will serve as the Technology Audit SME for regulated products, evaluating technology, security, resilience, data, and regulatory risks across payment processing,

Qualifications

• 10+ years of compliance or technology auditing experience in payments/fintech.
• Strong understanding of payment regulations and reviews of payment systems.
• Experience building audit plans for APAC/EMEA and leading audits.
• Experience with regulators responsible for payment or money transmitter regulations.
• Analytical ability to assess complex technology environments against risk outcomes.
• Excellent problem solving, critical thinking, collaboration and communication.
• Strong judgment to make risk-based decisions in evolving environments.

Responsibilities

• Develop and implement technology audit strategies for payments and lending.
• Lead complex, risk-based technology audits from planning to reporting.
• Collaborate with regulators and supervisory authorities across regions.
• Cover payment technology architecture, end-to-end processing, and security.
• Assess technology risk and provide practical recommendations.
• Maintain relationships with management and product teams.
• Ensure audit quality and drive process improvements.

Skills

Regulatory knowledge

Payment regulations

Audit planning

Technology auditing

Regulator engagement

Analytical ability

Critical thinking

Communication skills

Risk-based decisions

Education

CISA

CISSP

CRISC

CAMS

CIA

Tools

SQL

Python

Job description

Responsibilities

Internal Audit is a global function responsible for providing independent assurance and evaluating the company's risk management, governance and internal control processes to determine if they are designed and operating effectively. The Internal Audit team plans and executes audit projects according to our risk-based audit plan by evaluating operational, compliance, IT, and financial processes and controls. We work with business functions in addressing risks and improving the control environment through timely and comprehensive audit work and tracking of remediation actions until completion.

Position Summary: We are seeking an experienced Global Payments Technology Audit Leader to join the Global Technology Audit team. The role will primarily support TikTok and other businesses operating outside China and will be responsible for developing and implementing technology audit strategies and plans for payment compliance, lending, and other regulated financial products across TikTok businesses in APAC and EMEA. The individual will lead audits and risk reviews across the company’s global payment and financial technology ecosystem.

The successful candidate will serve as the Technology Audit subject-matter expert for regulated payment and financial products. This individual will evaluate the technology, security, operational resilience, data, and regulatory risks associated with payment processing, digital wallets, merchant and creator payments, lending products, and supporting financial infrastructure. The role provides an opportunity to shape the audit strategy and assurance approach for rapidly evolving financial products operating across multiple jurisdictions.

Responsibilities

• Audit Strategy: Develop and implement technology audit strategies and plans for payment, lending, and other regulated financial products across TikTok payment entities in APAC and EMEA.
• Audit Delivery: Lead complex, risk-based technology audits and advisory reviews from planning through reporting, including risk assessment, scoping, control evaluation, testing, issue development, and executive communication.
• Payment Regulators Collaboration: Act as the primary Technology Audit Leader with regulators and supervisory authorities, maintaining constructive, transparent relationships with relevant authorities in APAC, EMEA, LATAM etc.
• Payments and Financial Product Coverage: Lead or support reviews covering areas such as:
  • Payment Technology Architecture and Platforms: Payment system architecture, including infrastructure, data flows, application controls, digital wallets, and stored-value products.
  • End-to-End Payment Processing: Payment acceptance, authorization, clearing, settlement, reconciliation, and disbursement across consumer, merchant, and platform payment flows.
  • Payment Security and Integrations: Encryption, tokenization, secure data transmission, API security, service-to-service authentication, and third-party integrations.
• Technology Risk Assessment: Develop practical, risk-based recommendations that address root causes while considering product, engineering, regulatory, and business requirements. Ability to grasp complex, home grown technology stack, comfortable speaking with engineers and product teams.
• Stakeholder Relationships: Develop and maintain collaborative working relationships with management, understand the business to provide value-added services, and establish credibility as a management consultant and internal controls resource. Partner with engineering and product teams to advise on design and implementation of technology solutions.
• Quality Assurance: Ensure the overall quality and consistency of audit work, adhering to department and professional standards. Continuously seek opportunities for audit process improvement.

Qualifications

Minimum Qualification(s):

• 10+ years of progressive compliance or technology auditing experience within payments companies, fintech platforms, lending businesses, professional services firms, or regulatory bodies.
• Strong understanding of payment regulations, and performing reviews of payment systems, technology architecture, and supporting control environments for compliance.
• Experience building audit plans for payment / FinTech entities in APAC or EMEA, and leading complex technology audits or risk reviews independently from planning through executive reporting.
• Prior experience working with regulators responsible for payment or money transmitter related regulations.
• Proven analytical ability to assess complex technology environments against risk assessment outcomes, industry best practices, internal standards and external regulatory requirements.
• Excellent problem solving, critical thinking, collaboration and communication skills combined with the ability to provide a credible technical challenge to the business.
• Strong professional judgment and the ability to make risk-based decisions in complex and evolving environments.

Preferred Qualification(s):

• Experience with global or multi-jurisdictional payment and lending products.
• Familiarity with PCI DSS, PSD2, strong customer authentication, operational resilience, outsourcing, consumer lending, open banking, and financial data protection requirements.
• Experience with data analytics, automated audit testing, SQL, Python, or other technology-enabled audit techniques.
• Relevant professional certifications such as CISA, CISSP, CRISC, CAMS, or CIA.
• Experience working in a fast-paced, global technology company or rapidly scaling financial technology environment across different time zones.

About TikTok

TikTok is the leading destination for short-form mobile video. At TikTok, our mission is to inspire creativity and bring joy. TikTok's global headquarters are in Los Angeles and Singapore, and we also have offices in New York City, London, Dublin, Paris, Berlin, Dubai, Jakarta, Seoul, and Tokyo.

Why Join Us

Inspiring creativity is at the core of TikTok's mission. Our innovative product is built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and bring joy - a mission we work towards every day.

We strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. Every challenge is an opportunity to learn and innovate as one team. We're resilient and embrace challenges as they come. By constantly iterating and fostering an \