Global Infrastructure Credit Underwriter I

National Black MBA Association; New York, Northern (NY, KY); Hybrid; USD 110,000 - 200,000; Full time

Job summary

Bank of America is seeking a Credit Analyst to support underwriting and monitoring for new and existing clients within the Global Infrastructure Credit team.

You will lead credit analysis, collaborate with Credit Officers, Relationship Management, and Risk teammates, and coach junior staff while delivering financial modeling and loan-structure analyses for project finance and related facilities.

Qualifications

• 2+ years of corporate or commercial credit experience.
• Strong financial modeling skills.
• BA degree in Finance or related major preferred.
• Experience in project finance or tax equity/structured credit is a plus.

Responsibilities

• Leads the credit analysis process with the support of other analysts and associates.
• Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements.
• Monitors operating performance and financial condition, proactively identifying issues and opportunities.
• Assists in delivery of financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process.
• Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure.
• Has credit approval for certain credit actions.
• Participates in loan structure conversations and completion of loan documentation with internal/external legal partners.
• Performs intensive qualitative and quantitative due diligence on transaction structures, stress scenarios, financial models, engineer reports, and terms and conditions.
• Participate in the underwriting and documentation of project finance and other credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirements.
• Provide input into key projects/initiatives across the bank.
• Review the credit profile of key transaction counterparties (e.g. borrowers, servicers, sponsors and off-takers)

Skills

Attention to Detail

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Credit and Risk Assessment

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

BA degree in Finance or related major

Master’s Degree

Formal credit training program

Job description

Bank of America is seeking a Credit Analyst to support underwriting and monitoring for new and existing clients within the Global Infrastructure Credit team.

You will lead credit analysis, collaborate with Credit Officers, Relationship Management, and Risk teammates, and coach junior staff while delivering financial modeling and loan-structure analyses for project finance and related facilities.