Senior Credit Analyst & Underwriter – Project Finance

Bank of America; Boston (MA); On-site; USD 110,000 - 200,000; Full time

Job summary

Bank of America is seeking a credit underwriting professional to support the Global Infrastructure Credit team. You will review and write financial analyses, assess risks, and coach junior teammates while ensuring adherence to policies and regulatory requirements.

You will work on project finance, tax equity, and renewable energy transactions across corporate lending contexts, delivering timely, well-documented credit packages.

Qualifications

• 2+ years experience in corporate or commercial credit related role.
• Strong financial modeling skills
• BA degree in Finance or related major
• Master’s Degree
• Formal credit training program at financial institution
• Experience in project finance/tax equity/structured credit with a focus in energy, power, or infrastructure
• Attention to Detail
• Financial Analysis
• Underwriting
• Written Communications
• Analytical Thinking
• Credit Documentation Requirements
• Credit and Risk Assessment
• Financial Forecasting and Modeling
• Recording/Organizing Information
• Business Acumen
• Collaboration
• Collateral Management
• Loan Structuring
• Prioritization
• Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent

Responsibilities

• Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements
• Monitors operating performance and financial condition, proactively identifying issues and opportunities
• Assists in delivery of financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
• Monitors the client’s operating performance and financial condition, proactively identifying issues and opportunities
• Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
• Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements
• Perform financial, industry, counterparty, and transaction analyses, including qualitative and quantitative due diligence to support underwriting decisions
• Conduct research and prepare comprehensive credit approval packages, including written transaction justification and supporting documentation
• Participate in the underwriting and documentation of project finance and other credit facilities, ensuring alignment with client needs and the bank’s risk/return objectives
• Review the credit profile of key transaction counterparties (e.g., borrowers, sponsors, servicers, and off‑takers) and assess structural and stress considerations
• Provide analytical support and input on select projects or initiatives to enhance credit processes, reporting, or portfolio risk management

Skills

Attention to Detail

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Credit and Risk Assessment

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

BA degree in Finance or related major

Master’s Degree

Formal credit training program at financial institution

High School Diploma / GED / Secondary School or equivalent

Job description

Bank of America is seeking a credit underwriting professional to support the Global Infrastructure Credit team. You will review and write financial analyses, assess risks, and coach junior teammates while ensuring adherence to policies and regulatory requirements.

You will work on project finance, tax equity, and renewable energy transactions across corporate lending contexts, delivering timely, well-documented credit packages.