Infrastructure Credit Underwriter I — Growth & Impact

NACBA; Charlotte, Northern (NC, KY); Hybrid; USD 110,000 - 200,000; Full time

Job summary

Bank of America is seeking an experienced credit professional to support underwriting and monitoring for new and existing clients within the Global Infrastructure Credit team. You will lead credit analysis, review and coach junior staff, and help structure loans for diverse infrastructure projects, tax equity and corporate lending.

The role emphasizes sound risk assessment and timely decision-making. Embedded across eight lines of business, the team drives sustainable infrastructure finance

Qualifications

• 2+ years of experience in corporate or commercial credit activities.
• Strong financial modeling skills.

Responsibilities

• Leads the credit analysis process with the support of other analysts and associates.
• Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements.
• Monitors operating performance and financial condition, proactively identifying issues and opportunities.
• Assists in delivery of financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process.
• Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure.
• Has credit approval for certain credit actions
• Participates in loan structure conversations and completion of loan documentation with internal/external legal partners
• Performs intensive qualitative and quantitative due diligence on transaction structures, stress scenarios, financial models, engineer reports, and terms and conditions
• Participate in the underwriting and documentation of project finance and other credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirements
• Provide input into key projects/initiatives across the bank
• Review the credit profile of key transaction counterparties (e.g. borrowers, servicers, sponsors and off-takers)

Skills

Attention to Detail

Financial Modeling

Underwriting

Written Communication

Analytical Thinking

Credit Documentation

Credit Risk

Financial Forecasting

Recording Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

BA degree in Finance or related major

Master's Degree

Formal credit training program

Job description

Bank of America is seeking an experienced credit professional to support underwriting and monitoring for new and existing clients within the Global Infrastructure Credit team. You will lead credit analysis, review and coach junior staff, and help structure loans for diverse infrastructure projects, tax equity and corporate lending.

The role emphasizes sound risk assessment and timely decision-making. Embedded across eight lines of business, the team drives sustainable infrastructure finance