Global Financial Crimes Investigator

Bank of America; Charlotte (NC); On-site; USD 68,000 - 99,000; Full time

Job summary

An established industry player is seeking a Global Financial Crimes Investigator to conduct comprehensive investigations into financial crimes, including fraud and money laundering. This role involves collaborating with law enforcement and ensuring compliance with regulatory standards. The ideal candidate will have a strong background in financial services, exceptional analytical skills, and a commitment to upholding integrity in financial practices. Join a forward-thinking company that values inclusivity and offers opportunities for professional growth while making a significant impact in the community.

Benefits

Industry-leading benefits

Paid time off

Discretionary incentive eligibility

Support for physical, emotional, and financial wellness

Qualifications

• 1+ years experience with Fraud, AML, Risk, or Compliance.
• BSA knowledge relative to AML or Fraud.
• Ability to analyze large data sets.

Responsibilities

• Conduct routine to complex investigations of financial crimes.
• Complete Suspicious Activity Reports (SAR) accurately.
• Communicate and develop relationships with law enforcement.

Skills

Regulatory Compliance

Fraud Management

Critical Thinking

Written Communications

Investigation Management

Policies, Procedures, and Guidelines Management

Risk Management

Reporting

Issue Management

Talent Development

Coaching

Education

Bachelor's Degree in related field

5+ years equivalent work experience

Tools

Microsoft Excel

Job description

Global Financial Crimes Investigator page is loaded

Global Financial Crimes Investigator

Apply locations Charlotte Atlanta Phoenix Chicago Jacksonville time type Full time posted on Posted Yesterday time left to apply End Date: May 18, 2025 (8 days left to apply) job requisition id 25020386

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

This job is responsible for performing end-to-end investigations or investigations support functions of external financial crimes activities across one or more lines of business. Key responsibilities include conducting routine to complex investigations, including fraud committed by external parties, money laundering, or terrorist financing and acting as the liaison to Law Enforcement as required.

The Global Financial Crimes Compliance (GFCC) Investigator performs end-to-end investigations across one or more lines of business relevant to the Investigators specific area of responsibility. In the investigative role, the Investigator conducts routine to complex investigations, including fraud committed by external parties, money laundering, or terrorist financing. Responsibilities for this role include completing investigations while ensuring cases meet or exceed closure and quality metrics, reporting facts of the investigation to assist in identifying potential operational or compliance risks, and completing Suspicious Activity Reports (SAR) in a timely and accurate manner for submission to regulators and/or law enforcement. This role may partner with GFCC Risk Management, front line units or other stakeholders to resolve investigations. This role may ultimately report to any number of teams across Anti-Money Laundering (AML) or Fraud Investigations.

Responsibilities:

• Completes investigations while overseeing cases meet or exceed closure and quality metrics

• Completes Suspicious Activity Reports (SAR) in a timely and accurate manner for submission to regulators and/or law enforcement

• Reports facts of the investigation to senior stakeholders, assisting in identifying potential operational or compliance risks and partners Global Financial Crimes (GFC) Management and/or Front Line Units (FLU) to resolve investigations

• Performs quality control functions, training, communications, guidance, monitoring scenario development/enhancement input and testing, or law enforcement liaison responsibilities in an investigative support role

• Communicates and develop relationships with federal, state and local law enforcement

Required Qualifications:

• Minimum 1 or more years’ experience with Fraud, AML, Risk, or Compliance experience and/or knowledge of financial crimes typologies

• Bachelor’s degree or 5 or more years equivalent work experience in areas such as financial services, fraud, investigative services, or law enforcement

• BSA knowledge relative to AML or Fraud as well as general understanding of AML typologies/red flags

• Proficiency in Microsoft Excel / data analytics

• Self-starter capable of analyzing and reporting independently

• Ability to analyze and manipulate large data sets

Desired Qualifications:

• Bachelor's Degree in related field

• Experience in financial services and/or a related government entity

• Certified Anti-Money Laundering Specialist (CAMS)

• Additional Technical/Functional Experience (e.g. Industry type): Financial Services and/or related government entity

• Knowledge of anti-money laundering (AML) regulation and guidance for broker-dealers

• SIE, Series 3, Series 4, Series 7, and/or Series 24 licenses

• Experience interacting with Front Line Units & Customers/Clients

Skills:

• Regulatory Compliance

• Fraud Management

• Critical Thinking

• Written Communications

• Investigation Management

• Policies, Procedures, and Guidelines Management

• Risk Management

• Reporting

• Issue Management

• Talent Development

• Coaching

Shift:

1st shift (United States of America)

Hours Per Week:

40

Pay Transparency details

US - IL - Chicago - 540 W Madison St - Bank Of America Plaza (IL4540)Pay and benefits informationPay range$68,500.00 - $98,900.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligibleThis role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

About Us

Bank of America is committed to help employees through the transition period when they’re displaced as a result of a workforce reduction, realignment or similar measure. Please review the resume writing and interviewing tips provided below to help prepare you for your next career opportunity.

Regardless of the position you are interested in, the starting points to building your resume are the same:
1.Determine the job or types of jobs you want to do and research their responsibilities and qualifications.
2.Think about why you can do the job and make a list of your skills that are relative to the job.
3.Identify experiences or accomplishments that show your proficiency in the skills required for the job.
4.Summarize your abilities, accomplishments and skills into a brief, concise document.

Considerations when writing a resume
•Do be brief. Resumes should be 1-2 pages in length.
•Do be upbeat and active in your wording.
•Do emphasize what you have done clearly and concretely.
•Do be neat and well organized.
•Do have others proofread and critique your resume. Spell check. Make it error free.
•Do use high quality, white or light colored 8½ x 11 paper. Use a laser printer if possible.
•Don't be dishonest, always tell the truth about yourself in the most flattering light.
•Don't include salary history or requirements.
•Don't include references.
•Don't include accomplishments that do not support your professional goals.
• Don't include anything that isn't relevant. (For example, don't mention your fondness for swimming unless you want to work on the water.)
•Don't use italics, underlining, shadows or other fancy treatments.

Seven steps to a successful interview
1.Anticipate –Put yourself in the interviewer's position. What do you believe the interviewer is most interested in? Why do you think you have been invited to interview?
2.Research –What are the primary functions of the line of business? What are the success factors for the job? Is there a job description available?
3.Assess –Think about your skills, abilities, knowledge, interests, traits, values and accomplishments. Match them to what you know about the job. Consider which ones you should highlight.
4.Prepare Answers –Think about what the interviewer may ask, determine what the best answer is and write it down.
5.Prepare Questions – Interviewing is a two-way street. By asking thoughtful questions, you communicate your interest and learn a lot about the job. Choose two or three questions to ask your interviewer. Avoid asking a lot of questions about vacation time or breaks.
6.Practice – It may seem awkward, but it is the best way to come across well in an interview. Practice your own "great responses" with others or in front of a mirror until you appear relaxed and at ease.
7.Follow-up – Send a brief follow-up letter to the interviewer. Keep in mind that the many job searchers will not send a follow-up letter. Sending one can become a competitive advantage.