General Adjuster

Capital Insurance Group; California; Remote; USD 82,000 - 136,000; Full time

Benefits offered by this job

Retirement savings benefit (401k and 0

Wellness platform, Vitality

Health, Dental, Vision insurance

Job summary

Capital Insurance Group seeks a General Adjuster for a remote role with extensive travel across CA, WA, OR, NV and AZ. You will handle property, habitability, and environmental claims with a focus on investigation, evaluation, and negotiation.

The position requires a college degree or equivalent experience and seven years of claim experience, including catastrophe adjusting, plus strong negotiation and communication skills; CA driver license is required.

Qualifications

• College degree or equivalent experience and seven years of claim experience are required.
• Experience in catastrophe adjusting is required or preferred.
• Strong negotiation and written/oral communication of complex legal concepts is essential.

Responsibilities

• Investigate, evaluate, and negotiate property, habitability, and environmental claims.
• Perform site inspections of roofs, basements, and attics as needed.
• Maintain a valid California Driver License and operate a vehicle.

Skills

Negotiation

Investigation

Policy interpretation

Communication

Education

College degree or equivalent experience

Tools

Vale Tech training

Job description

At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!

CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.

Why Choose CIG’s Claim’s Team?

CIG claims department is here to support our insureds throughout their claims process. We work directly with our agency partners and policyholders to accomplish successful claim resolutions. Join the claims operation and you can be part of a team who provides excellent service, build relationships, and achieves successful outcomes for our clients.

• Accrue twenty-one days of Paid Time Off during your first year
• Up to eighty-seven percent of benefits are covered by CIG for you and your family members
  • Medical, Dental, Vision plans, Telehealth
• One hundred percent covered plans
  • Basic Life & AD&D
  • Employee Assistance
  • Leave Management
  • Long Term Disability
  • Short Term Disability (Outside of CA)
  • Employee Benefit Advocacy Hot Line
• Family Caregiver Support (Homethrive)
• Child Care Resources (Tootris)
• Business Travel Accident Protection
• Voluntary benefit offerings
  • Short-term Disability (CA only)
  • Voluntary Life AD&D self, spouse, and child plans
  • Flexible Spending (FSA)
  • Health Savings (HSA)
  • Hospital Indemnity
  • Accidental Injury
  • Pet Insurance
  • Commuter Benefit
• Critical Illness
• ARAG Legal Services
• Norton LifeLock
• Above and Beyond Reward Recognition Program
  • Kudos & Shout Out Points Program
  • Quarterly Above and Beyond Bonus Program
  • Annual Above and Beyond Bonus Program
• Competitive compensation
  • Base compensation
  • Salary Management Spot Bonuses
  • Annual Incentive/Profit sharing program, potential payout annually based on company results.
• Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
• Insurance, educational reimbursement, and bonus programs
• Employee Referral Bonus Program
• Home and Auto Insurance Discount Program.
• Paid Volunteer Time – Through company-planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
• Retirement savings benefit (401k and Roth + match)
• Wellness platform, tools, and events - Vitality
• Health Savings Account – match
• Financial Wellness Resources

The General Adjuster role is a remote position with extensive travel within CA, WA, OR, NV and AZ.

Job Overview

Provides the highest company-wide level of technical claim-handling, including investigation, evaluation, and negotiations pertaining to Property, Habitability, and Environmental claims. Performs other duties as required or assigned.

• College degree or equivalent experience and seven (7) years of claim experience, including three years’ experience in handling complex claim files.
• Must have experience in catastrophe adjusting.
• Advanced technical training in insurance claims such as Vale Tech or equivalent. Property Claims Law Associate designation is preferred, and AIC is recommended.
• Knowledge of Current claims laws, specifically civil and tort law and current trends in Property insurance case law and issues
• Good working knowledge of mathematics and common accounting practices which relate to gross and net income or living-expense calculations.
• Demonstrate strong negotiation skills and communicate complex legal concepts and policy-contract interpretation in writing and orally
• Plan, organize, and prioritize work under the pressure of critical deadlines
• Perform inspections of sites and properties, including roofs, basements, and attics, which may require the use of ladders or stairs to access or the ability to kneel, crawl, and bend
• Demonstrate strong negotiation skills and communicate complex legal concepts and policy-contract interpretation in writing and orally
• Maintain a valid California Driver License and operate a vehicle
• Executive GA

Salary Range

$81,718.00 - $136,198.00

The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.