FVP, Commercial Banking Transformation

Axos Bank; San Diego (CA); On-site; USD 150,000 - 170,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life Ins.

Paid time off (vacation and holidays)

401(k) with employer match

529 Savings Plan

Employee Mortgage Loan Program

Self-Directed Trading access

Job summary

Axos Bank seeks a senior leader for Commercial Banking Transformation to define the operating model and drive an AI-enabled future state. You will bridge business strategy with solution architecture and engineering, leading cross-functional pods and delivering scalable, secure platforms.

The role emphasizes hands-on fluency with agentic AI, governance, and measurable business outcomes, reporting to senior executives and shaping enterprise-wide improvements.

Qualifications

• 7+ years of experience across commercial banking, process transformation, product management, and technology.
• Bachelor’s degree required; Computer Science, Engineering, or related field preferred.
• Product Owner or Technical Product Manager experience with requirements, backlogs, and Agile or Kanban delivery.

Responsibilities

• Define and execute the future Commercial Banking operating model, integrating people, AI, platforms, governance, and technology into a scalable transformation roadmap.
• Analyze current-state processes and design future-state workflows using agentic AI, automation, reusable components, and human-in-the-loop controls.
• Prioritize transformation initiatives based on business value, feasibility, risk, dependencies, and capacity.
• Lead cross-functional transformation pods, overseeing priorities, delivery, capacity, quality, releases, and team development.
• Serve as the primary liaison between Commercial Banking and Banking IT, translating business strategy into technology requirements and delivery plans.
• Lead AI-enabled development across n8n, Retool, and other banking platforms, ensuring solutions are secure, scalable, reusable, and production-ready.
• Own the evolution of key data, AI, workflow, and operations platforms, including the ODS and Operations Control Platform.
• Partner with Risk, Compliance, and Legal to embed regulatory requirements, controls, traceability, and audit readiness into solutions.
• Drive change management, training, adoption, and user feedback for new operating models and AI-enabled workflows.
• Establish KPIs and executive reporting to measure adoption, cycle time, automation, efficiency, quality, and business outcomes.

Skills

Agentic AI familiarity

Process transformation

Product management

Leadership

Education

Bachelor’s degree in Computer Science or related field

Tools

n8n

Retool

APIs

Job description

Axos Bank Target Range: $150,000.00/Yr. - $170,000.00/Yr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. Eligible for an Annual Discretionary Cash Bonus Target: 15% Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 15% These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

The FVP, Commercial Banking Transformation is a senior leadership role reporting to the SVP, Head of Commercial Transformation. This leader defines the vision for the future operating model, analyzes how commercial banking work is done today, designs the future state using agentic AI, builds and executes the roadmap through the pods, and leads the change across the business. They are the primary technical product authority for Commercial Banking operations, bridging business strategy, solution architecture, and engineering. The ideal candidate combines commercial banking expertise with process and product discipline and hands‑on fluency with AI. They use AI in their own work and expect their pods to do the same, including building on platforms such as Retool and n8n.

Responsibilities

• Define and execute the future Commercial Banking operating model, integrating people, AI, platforms, governance, and technology into a scalable transformation roadmap
• Analyze current-state processes and design future-state workflows using agentic AI, automation, reusable components, and human-in-the-loop controls
• Prioritize transformation initiatives based on business value, feasibility, risk, dependencies, and capacity
• Lead cross-functional transformation pods, overseeing priorities, delivery, capacity, quality, releases, and team development
• Serve as the primary liaison between Commercial Banking and Banking IT, translating business strategy into technology requirements and delivery plans
• Lead AI-enabled development across n8n, Retool, and other banking platforms, ensuring solutions are secure, scalable, reusable, and production-ready
• Own the evolution of key data, AI, workflow, and operations platforms, including the ODS and Operations Control Platform
• Partner with Risk, Compliance, and Legal to embed regulatory requirements, controls, traceability, and audit readiness into solutions.
• Drive change management, training, adoption, and user feedback for new operating models and AI-enabled workflows
• Establish KPIs and executive reporting to measure adoption, cycle time, automation, efficiency, quality, and business outcomes

Qualifications

• Bachelor’s degree required; Computer Science, Engineering, or related field preferred
• 7+ years of experience across commercial banking, process transformation, product management, and technology
• Experience analyzing complex banking processes, designing future-state solutions, and developing strategic product roadmaps
• Product Owner or Technical Product Manager experience with requirements, backlogs, and Agile or Kanban delivery
• Working knowledge of agentic AI, automation, and associated risks in regulated environments; familiarity with n8n, Retool, or similar platforms
• Technical understanding of architecture, APIs, integrations, ODS design, and modern software delivery practices
• Proven ability to lead cross-functional teams, execute strategic roadmaps, drive change, and communicate effectively with executives

Axos Employee Benefits May Include

• Medical, Dental, Vision, and Life Insurance Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year) HSA or FSA account and other voluntary benefits 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

Equal Employment Opportunity

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Pre-Employment Background Check and Drug Test: All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana.

Job Functions and Work Environment

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc. The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.

IER Right to Work Poster (English/Spanish) E-Verify Participation Poster (English/Spanish)

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers. Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX). Learn more about working at Axos

Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

We’re a team of relentless innovators that are challenging the status quo through smart, pro-consumer financial products and services.

We got our start in 2000, as an online bank - when the idea of banking online was almost unthinkable. Since then, we’ve evolved to add commercial banking, commercial lending, investment, clearing, and fiduciary services to our toolbox. As modern life continues to present new challenges for clients, we step up and find creative ways to solve them.