Funding Manager Mortgage Warehouse

First Horizon Bank; Germantown (TN); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical with wellness incentives

HSA with company match

Maternity and parental leave

Tuition reimbursement

Mentor program

401(k) with 6% match

More -- FirstHorizon.com/First-Horizon

Job summary

First Horizon Bank is seeking an experienced professional in Germantown, TN to manage construction draw packages within mortgage warehouse lending and ensure all required documentation for each draw is complete. You will work with clients and internal teams to resolve complex funding issues.

You will validate inspections, reconcile funded-to-date progress, and calculate eligible advances, while elevating gaps to PM/RM and contributing to process improvements to mitigate risk.

Qualifications

• 3+ years in mortgage warehouse lending and/or related industry experience (e.g., construction draw administration or mortgage operations with draw funding responsibilities); title/closing or loan administration experience preferred.
• Skilled in reviewing 1003s, appraisals, closing disclosures, draw requests, inspections, and CO/Completion documentation.
• Ability to validate inspection percent complete, reconcile to funded-to-date, and apply FHB advance limits.
• Strong documentation review and reconciliation skills; high accuracy in calculations and recordkeeping.
• Proficiency with warehouse/LOS platforms and Excel for tracking, reconciliations, and reporting.
• Clear written and verbal communication with internal associates and clients; able to manage volume and deadlines.
• Bachelor’s degree preferred.

Responsibilities

• Receive and review initial construction packages.
• Ensure required documentation is obtained for each draw request.
• Work directly with clients to resolve complex documentation or funding issues.
• For each draw, collect and assess inspection/progress photos; reconcile percent complete to funded-to-date and remaining to complete.
• Calculate eligible advances for each construction draw.
• Monitor and elevate documentation gaps and exceptions to the PM and RM, as applicable.
• Partner with associates (PMs, RMs, Operations) and clients’ funding teams to resolve documentation gaps and timing issues.
• Contribute to procedure updates and control enhancements focused on accuracy, turnaround time, and risk containment.

Skills

Mortgage warehouse lending

Documentation review

Excel

Education

Bachelor's degree

Tools

Warehouse/LOS platforms

Job description

Job Description

• Receive and review initial construction packages.


• Ensure required documentation is obtained for each draw request.


• Work directly with clients to resolve complex documentation or funding issues.


• For each draw, collect and assess inspection/progress photos; reconcile percent complete to funded-to-date and remaining to complete.


• Calculate eligible advances for each construction draw.


• Monitor and elevate documentation gaps and exceptions to the PM and RM, as applicable.


• Partner with associates (PMs, RMs, Operations) and clients’ funding teams to resolve documentation gaps and timing issues.


• Contribute to procedure updates and control enhancements focused on accuracy, turnaround time, and risk containment.

Key responsibilities

• Receive and review initial construction packages.


• Ensure required documentation is obtained for each draw request.


• Work directly with clients to resolve complex documentation or funding issues.


• For each draw, collect and assess inspection/progress photos; reconcile percent complete to funded-to-date and remaining to complete.


• Calculate eligible advances for each construction draw.


• Monitor and elevate documentation gaps and exceptions to the PM and RM, as applicable.


• Partner with associates (PMs, RMs, Operations) and clients’ funding teams to resolve documentation gaps and timing issues.


• Contribute to procedure updates and control enhancements focused on accuracy, turnaround time, and risk containment.

Qualifications

• 3+ years in mortgage warehouse lending and/or related industry experience (e.g., construction draw administration or mortgage operations with draw funding responsibilities); title/closing or loan administration experience preferred.


• Skilled in reviewing 1003s, appraisals, closing disclosures, draw requests, inspections, and CO/Completion documentation.


• Ability to validate inspection percent complete, reconcile to funded-to-date, and apply FHB advance limits.


• Strong documentation review and reconciliation skills; high accuracy in calculations and recordkeeping.


• Proficiency with warehouse/LOS platforms and Excel for tracking, reconciliations, and reporting.


• Clear written and verbal communication with internal associates and clients; able to manage volume and deadlines.


• Bachelor’s degree preferred.

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com .

Benefit Highlights

• Medical with wellness incentives, dental, and vision


• HSA with company match


• Maternity and parental leave


• Tuition reimbursement


• Mentor program


• 401(k) with 6% match


• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

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